find out if the debt is in your name or your parents' name find out if you need a cosigner find out the rate and if its variable or static find out if theres

find out if the debt is in your name or your parents' name find out if you need a cosigner find out the rate and if its variable or static find out if theres a prepayment penalty find out if interest compounds while youre in college once youve found all that out, take the total balance and put it into a compound interest calculator. if you owe $25,000, you'll end up paying $30,000 or more usually find out if you'll have a job where you can pay that debt off quickly