Discrimination in regards to all sorts of attributes are illegal. Including one of the most useful measurements for predicting job performance, IQ. You don't

Discrimination in regards to all sorts of attributes are illegal. Including one of the most useful measurements for predicting job performance, IQ. You don't need to select for depression and addiction explicitly, companies implicitly do this by forcing normal working hours on their employees. Insurance is a stochastic tax on the young and healthy to benefit the old and unhealthy. If it's decoupled from employment I don't see why an employer would care. Also, why shouldn't we use all information to predict costs and risk? This whole medical data hoarding might be a "what if" scenario on AI and immortality.