3 ms·

I highly recommend checking out https://www.youneedabudget.com https://www.youneedabudget.com for the ability to do this and more. (No affiliation, just a very

by cspags 8y ago

I highly recommend checking out https://www.youneedabudget.com https://www.youneedabudget.com for the ability to do this and more. (No affiliation, just a very satisfied customer)

Someone1234 8y ago
Does that require giving them your banking online login details?
- gascan 8y ago
  If you're concerned about that, you can always go with desktop software. Quicken will do "virtual accounts".
  - dredmorbius 8y ago
    Or Free Software alternatives such as GNUcash. LWN have a current "Grumpy Editor" series article on Beancount: https://lwn.net/Articles/751874/ https://lwn.net/Articles/751874/ And an older one from 2009: https://lwn.net/Articles/314577/ https://lwn.net/Articles/314577/
- bombledmonk 8y ago
  There's yet another thing that's needed industry wide. Oauth or similar concept with read only access to a data api.
  - madamelic 8y ago
    plaid.com
    - mwexler 8y ago
      And Yodlee. Quovo. Tink. Finicity. A zillion others. This is where modern banking data is moving, for better or worse. I think it's better, but the world is still on it's first steps in this "more open" financial data linking space.
    - sangnoir 8y ago
      plaid asks for your online banking password.
  - woolvalley 8y ago
    We used to with something like quicken, but most banks half ass it. I really think the state of how bad consumer bank integration tech is has led to this reality of login and scrape that you have with yodlee & co.
- jahabrewer 8y ago
  Buy YNAB 4 (aka YNAB Classic). You'll have to import transactions manually, but I much prefer it to their subscription SaaS offering. I've used it for five years and love it. I use a python script to download most transactions from banks/credit cards. https://sites.google.com/site/pocketsense/home/msmoneyfixp1/p2 https://sites.google.com/site/pocketsense/home/msmoneyfixp1/... There are enough people who do this that you can figure out how to access the OFX endpoint for most financial institutions.
  - aeorgnoieang 8y ago
    You can import transactions manually into NYNAB (the new web version). One problem I have with relying on OFX is that I have a nagging suspicion that it's not as 'official' as the statements. If there were a discrepancy between the two, I'd worry that I wouldn't be able to resolve it in my favor without having reviewed (and thus downloaded and reconciled against) the statements.
  - komali2 8y ago
    I was in your same boat until the SaaS offering started really figuring out how to do credit cards. Now, it's finally the better of the two options for me.
- komali2 8y ago
  If you want auto-import, yes. Otherwise, it requires only an email (and that you pay them 5$/monthly somehow. Paypal, credit card, whatever). If you don't want auto-import (which doesn't even work for my credit union anyway), you can uploads .csvs, or manually input your transactions.

by cspags 8y ago

I highly recommend checking out https://www.youneedabudget.com https://www.youneedabudget.com for the ability to do this and more. (No affiliation, just a very satisfied customer)

Someone1234 8y ago

Does that require giving them your banking online login details?

gascan 8y ago
If you're concerned about that, you can always go with desktop software. Quicken will do "virtual accounts".
- dredmorbius 8y ago
  Or Free Software alternatives such as GNUcash. LWN have a current "Grumpy Editor" series article on Beancount: https://lwn.net/Articles/751874/ https://lwn.net/Articles/751874/ And an older one from 2009: https://lwn.net/Articles/314577/ https://lwn.net/Articles/314577/
bombledmonk 8y ago
There's yet another thing that's needed industry wide. Oauth or similar concept with read only access to a data api.
- madamelic 8y ago
  plaid.com
  - mwexler 8y ago
    And Yodlee. Quovo. Tink. Finicity. A zillion others. This is where modern banking data is moving, for better or worse. I think it's better, but the world is still on it's first steps in this "more open" financial data linking space.
  - sangnoir 8y ago
    plaid asks for your online banking password.
- woolvalley 8y ago
  We used to with something like quicken, but most banks half ass it. I really think the state of how bad consumer bank integration tech is has led to this reality of login and scrape that you have with yodlee & co.
jahabrewer 8y ago
Buy YNAB 4 (aka YNAB Classic). You'll have to import transactions manually, but I much prefer it to their subscription SaaS offering. I've used it for five years and love it. I use a python script to download most transactions from banks/credit cards. https://sites.google.com/site/pocketsense/home/msmoneyfixp1/p2 https://sites.google.com/site/pocketsense/home/msmoneyfixp1/... There are enough people who do this that you can figure out how to access the OFX endpoint for most financial institutions.
- aeorgnoieang 8y ago
  You can import transactions manually into NYNAB (the new web version). One problem I have with relying on OFX is that I have a nagging suspicion that it's not as 'official' as the statements. If there were a discrepancy between the two, I'd worry that I wouldn't be able to resolve it in my favor without having reviewed (and thus downloaded and reconciled against) the statements.
- komali2 8y ago
  I was in your same boat until the SaaS offering started really figuring out how to do credit cards. Now, it's finally the better of the two options for me.
komali2 8y ago
If you want auto-import, yes. Otherwise, it requires only an email (and that you pay them 5$/monthly somehow. Paypal, credit card, whatever). If you don't want auto-import (which doesn't even work for my credit union anyway), you can uploads .csvs, or manually input your transactions.