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Here in NZ we don't sign for credit card transactions - I can't remember the last time I had to sign. Instead you insert your card into the reader and use your
by amanzi 9y ago
Here in NZ we don't sign for credit card transactions - I can't remember the last time I had to sign. Instead you insert your card into the reader and use your PIN to verify the transaction. And if the card reader has contactless payments (PayWave, PayPass, etc) then you don't even need your PIN for transactions less than $80.
- seanmcdirmid 9y agoAre you sure those are credit card (e.g. Master Card) and not debit (e.g. Maestro) transactions? I’ve noticed outside the USA credit cards are used very rarely while debit cards are used very heavily. In the USA, we have to sign at most places for any transaction over $50, but not under.
- guitarbill 9y agoI've definitely had credit cards like that (also note that both MasterCard and Visa offer debit cards in many countries though). The point of sales terminal doesn't care, the only difference between credit and debit cards is on the banking side, and when making ATM withdrawals. NZ, Aus, UK, are pretty much on the same level banking tech-wise (with UK bank-to-bank transfers being much quicker). Credit cards are common enough, but most people only have one or two, with lower credit limits than in the US.
- NamTaf 9y agoYes. My AU credit cards - both Amex and a local bank-issued one via Citibank(?) - allow me to change my PIN through my online account settings. I use my credit card exactly as I use my debit card - tap for paypass/paywave if under AUD$100, or tap/insert and enter a PIN for over $100.
- ajdlinux 9y agoAustralian here. Within Australia, all credit cards are now PIN for almost all transactions (exceptions for stuff like running offline transactions).