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OP here. You’d only get a card number when using the “basic-card” payment method, which Safari does not support. Apple Pay provides a payment token instead, w
by aestes 9y ago
OP here.
You’d only get a card number when using the “basic-card” payment method, which Safari does not support.
Apple Pay provides a payment token instead, which does not reveal your physical card number.
- abalone 9y agoSecond that.. That's a huge improvement and massively under-appreciated aspect of real-world Apple Pay as well. Basically you don't have to worry anymore about merchants getting hacked and getting card numbers stolen, because the tokens they use in place of card numbers are tied to iPhone-based authentication (device possession + PIN/biometrics). Seems like all the marketing around Apple Pay is about convenience, but security is a big part of the story.
- thefounder 9y agoLet me guess...as a merchant you are pretty much doomed if Apple doesn't like you. I find the blockchain payments way better for both merchant and buyer. No more 3 digits secret codes.
- abalone 9y agoYou guessed wrong! Apple's deal is with the card issuers, so the only people doomed by Apple's disfavor are customers with cards from banks that haven't adopted Apple Pay. Apple has no say over which merchant can use it. Also I think you missed the part where Apple Pay doesn't involve 3 digit CVVs.
- MBCook 9y agoThe merchant and/or processor also have to be registered, although I don’t think that’s too much of a hassle.
- IAmEveryone 9y agoI added basic bitcoin functionality to our store a few years back. About 1% of customers chose it, and nobody really paid attention to it. Then, payments would just stop getting through unless customers were willing to spend $40 (on a $60 purchase). That ended our little experiment. I couldn't care less about credit card companies' unwillingness to deal in child porn and Nazi propaganda. For us, they simply work. The decentralised nature of Bitcoin has also been proven to be mythological anyway. You can't use it (or any other cryptocurrency) without access to centralised services for exchange and other services. And those companies will adopt the same policies as CC companies and banks as they grow larger, professionalize, and draw scrutiny. The only positive was the small fortune that had accrued in the meantime. The earliest orders had exchange rates of around $100:1BC. We didn't care about it December or so, and got lucky again in that the problems with transaction costs both coincided with BC's peak and were the reason for us to cash out.
- duncan_bayne 9y agoHow about their unwillingness to deal with Wikileaks? Or the legal marijuana industry? Or the legal sex industry? Maybe you were trying to be flippant, but it came off as somewhere between ignorance and slander.
- Navarr 9y agoI feel like tokenization was in use before Apple Pay, but it certainly gained in usage after the introduction.