>In my opinion, the main issue with many financial services today is heavy regulation. Money (which is the root of finance) is incredibly strong stimulus for h

>In my opinion, the main issue with many financial services today is heavy regulation. Money (which is the root of finance) is incredibly strong stimulus for humans that evokes all kinds of human vices. Sooner or later, anything that deals with finance and mine will come down to the questions of human nature and morale. And these are tough matters to deal with.