Many comments blame 'politicians'. I agree that some particular politicians exacerbate the problem of underfunded pensions. But it's easy to blame someone else

Many comments blame 'politicians'. I agree that some particular politicians exacerbate the problem of underfunded pensions. But it's easy to blame someone else. The problem is the people posting here, including me, and the people posting on every other forum on the Internet and people who don't use the Internet. People don't vote, they don't hold politicians accountable, they create perverse incentives for politicians to kick the can down the road by voting against those who are fiscally responsible, and people oppose paying their share to fund the pensions. I know it's more complicated than blaming the voter, but on the other hand, it's also much more complicated than blaming the politician. There's also a systemic problem, but that's also on the voter IMHO. Trivia question: Name your local elected representatives (e.g., state legislators, or the equivalent wherever you live. Can you? Those are the people dealing with the pension issue to a large extent.