4 ms·
I'm with Kaiser Permanente (switched from a PPO) and have been for two years and I absolutely agree with your comment - in SF they have brand new world class fa
by bigtones 9y ago
I'm with Kaiser Permanente (switched from a PPO) and have been for two years and I absolutely agree with your comment - in SF they have brand new world class facilities in the dog patch neighborhood near me and I can book and see a doctor and orthopedic specialist and get an xray and scan in the same day and in the same building, and be about $30 out of pocket all in. That is awesome health care.
- seanwessmith 9y agoI'm new to the area and have Kaiser. Are you talking about UCSF Medical Center at Mission Bay?
- bigtones 9y agoThe Kaiser facility is very close to that UCSF facility next to the 101 on Owens street.
- all_blue_chucks 9y agoIs it an HMO? Because those can bankrupt you if you go out of network...
- dekhn 9y agoIt's a Health Plan. People go out of network in Kaiser all the time- basically, once Kaiser's default system can't handle you (complex organ transplants, advanced rare cancers, etc), they send you to a place like UCSF, and have negotiated the cost structure. There's no guarantee KP won't bankrupt you, but it seems better than most.
- cbhl 9y agoKaiser has both HMO and PPO plans, although depending on your employer you might only have access to the HMO (e.g. if they went with another insurer for the PPO).
- otterley 9y agoThus proving the inherent value of the network!
- jartelt 9y agoIf you voluntarily go out of network for non-emergency care, then yes, you pay a ton. If you have an emergency and go to an out of network ER, that is still covered (at least for plans purchased on CoveredCA) because of provisions in the Affordable Care Act. The billing may be a logistical challenge, but it should not bankrupt you!