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The trick to reducing insurance on a beater car is to not insure the car for damage. Just get insurance for passengers, yourself, damage you do to other people
by georgeecollins 9y ago
The trick to reducing insurance on a beater car is to not insure the car for damage. Just get insurance for passengers, yourself, damage you do to other people, cars and property.
Never insure for a risk you can cover yourself. If you have a car that is worth < $10k, you probably should pay for damage to it out of pocket.
- nly 9y agoIn the UK this is known as 'third party' cover, and, when you hit the price comparison websites, it's not always the case that the cheapest third party option is cheaper than the cheapest comprehensive option.