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Make it like life or car insurance. I don't pay as high of a premium as a person with DUI history. Why is my health insurance premium the same as a person with

by aviv 9y ago

Make it like life or car insurance. I don't pay as high of a premium as a person with DUI history. Why is my health insurance premium the same as a person with an unhealthy lifestyle that frequents the doctor far more than I do for ailments resulting from their poor dietary choices?

nradov 9y ago
For many people the premium isn't the same. Under US law, medical insurance companies are allowed to offer premium discounts for members who meet certain wellness goals such as maintaining a normal weight or blood glucose level.