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In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. You can impose a minimum purchase amount for accepting it thoug

In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. You can impose a minimum purchase amount for accepting it though. Certain professions (i.e., taxis) are even forced to accept credit cards.

vetinari 9y ago
> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. Are you sure, that it is by law, though? In most countries, it is a contractual obligation: when you make a contract with your bank or payment processor, one of those terms & conditions is not to discriminate against the card payers. The purpose is to force the processing fees on the merchant, otherwise the cards would be at a disadvantage and would not get popular. For a case study, see Southeast Asia (1. cash rules there; 2. you can pay with a card, but you will have to cover the fees too; 3. as a consequence, everyone uses cash, see also point 1). In the case of taxis, I would understand if they voluntarily had terminals for their own protection (so they would not get mugged for few banknotes), but forcing them... that sounds wrong.
- ernesth 9y ago
  >> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. > Are you sure, that it is by law? It is: Article L112-12 from the Code monétaire et financier. "Le bénéficiaire ne peut appliquer de frais pour l'utilisation d'un instrument de paiement donné." (The seller shouldn't charge any fee for the use of a given payment instrument). https://www.legifrance.gouv.fr/affichCodeArticle.do;jsessionid=38CA22FA6FC4594244490A070DF3E92A.tplgfr41s_2?idArticle=LEGIARTI000020861872&cidTexte=LEGITEXT000006072026&dateTexte=20110125 https://www.legifrance.gouv.fr/affichCodeArticle.do;jsession... More generally, the law requires that the total to pay is to be presented to the client before he choses how to pay.
  - vetinari 9y ago
    Interesting, thanks.

vetinari 9y ago

> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. Are you sure, that it is by law, though? In most countries, it is a contractual obligation: when you make a contract with your bank or payment processor, one of those terms & conditions is not to discriminate against the card payers. The purpose is to force the processing fees on the merchant, otherwise the cards would be at a disadvantage and would not get popular. For a case study, see Southeast Asia (1. cash rules there; 2. you can pay with a card, but you will have to cover the fees too; 3. as a consequence, everyone uses cash, see also point 1). In the case of taxis, I would understand if they voluntarily had terminals for their own protection (so they would not get mugged for few banknotes), but forcing them... that sounds wrong.

ernesth 9y ago
>> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it. > Are you sure, that it is by law? It is: Article L112-12 from the Code monétaire et financier. "Le bénéficiaire ne peut appliquer de frais pour l'utilisation d'un instrument de paiement donné." (The seller shouldn't charge any fee for the use of a given payment instrument). https://www.legifrance.gouv.fr/affichCodeArticle.do;jsessionid=38CA22FA6FC4594244490A070DF3E92A.tplgfr41s_2?idArticle=LEGIARTI000020861872&cidTexte=LEGITEXT000006072026&dateTexte=20110125 https://www.legifrance.gouv.fr/affichCodeArticle.do;jsession... More generally, the law requires that the total to pay is to be presented to the client before he choses how to pay.
- vetinari 9y ago
  Interesting, thanks.