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>one time social security numbers were the only globally unique identifier in common use. And now do you have other mechanism s? If you do, you should be using

>one time social security numbers were the only globally unique identifier in common use. And now do you have other mechanism s? If you do, you should be using them, if you don't, then scrapping the only one is not a solution. Asking businesses to do verification on their own is definitely not a solution.

chii 9y ago
Why isn't it a solution to ask businesses to pay to validate the person they are conducting business with? How does schools do background checks? How does the police force do it for their officers? Why can't the same method be used for a bank?
- Karunamon 9y ago
  Because as the previous commenter mentioned, you’re then in the position of needing to share out much more intrusive info to many more people. It’s also a pain in the ass from a customers standpoint given the statistical rarity of someone being impacted by ID theft.
  - bhandziuk 9y ago
    Sure, a photo copy of your ID and your address might seem more personal but ultimately the SSN is just as personal because someone can ruin your life with that one number + your name. In that sense it seems like you are already giving out the most personal of information to some random employee at said business.
    - godzilla82 9y ago
      Those examples are for getting a phone or electricity connection. For a loan, you would have to give bank statements, income tax return proofs etc. And if that is not sufficient, you need to get your property apprised by "authorized" valuators!
- godzilla82 9y ago
  Those checks you talk about, involve using SSNs at some point. Also, these checks are not scalable. I think, because you have not lived within a system without an id mechanism, you have no idea of the set of challenges you face as a business as well as an individual. Just think how would you prove to a lender your financial status. You would have to give him a copy of documents of all your assets (bank statements, property documents), copies of your tax returns.

chii 9y ago

Why isn't it a solution to ask businesses to pay to validate the person they are conducting business with? How does schools do background checks? How does the police force do it for their officers? Why can't the same method be used for a bank?

Karunamon 9y ago
Because as the previous commenter mentioned, you’re then in the position of needing to share out much more intrusive info to many more people. It’s also a pain in the ass from a customers standpoint given the statistical rarity of someone being impacted by ID theft.
- bhandziuk 9y ago
  Sure, a photo copy of your ID and your address might seem more personal but ultimately the SSN is just as personal because someone can ruin your life with that one number + your name. In that sense it seems like you are already giving out the most personal of information to some random employee at said business.
  - godzilla82 9y ago
    Those examples are for getting a phone or electricity connection. For a loan, you would have to give bank statements, income tax return proofs etc. And if that is not sufficient, you need to get your property apprised by "authorized" valuators!
godzilla82 9y ago
Those checks you talk about, involve using SSNs at some point. Also, these checks are not scalable. I think, because you have not lived within a system without an id mechanism, you have no idea of the set of challenges you face as a business as well as an individual. Just think how would you prove to a lender your financial status. You would have to give him a copy of documents of all your assets (bank statements, property documents), copies of your tax returns.