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> No need for name Technically there is never a need for a name for a CNP transaction. Merchants have no way of verifying it.
by jsjohnst 9y ago
> No need for name
Technically there is never a need for a name for a CNP transaction. Merchants have no way of verifying it.
- baldfat 9y agoTechnically no way of verifying your identity so "Good Enough" wins the day.
- pbhjpbhj 9y agoThere's address hash matching on our CNP transactions (in UK). One could cross-check address with electoral roll/DVLA/(other commercial data sources) and verify a lot of transactions (name given was known at the address that matches the card data).
- jsjohnst 9y agoLiterally no intelligent company would do that as it’s extremely unreliable. As you mentioned though, we have AVS checks. I can’t understand why we don’t have the ability to also verify the card holder name and/or bank/issuer name via a merchant gateway for CNP transactions.