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Perhaps they were trying to do that, but after New York Attorney General mentioned that this can not be enforced, they updated their FAQ that this waiving is on
by takeda 9y ago
Perhaps they were trying to do that, but after New York Attorney General mentioned that this can not be enforced, they updated their FAQ that this waiving is only for issues regarding to the service itself, it does not cover the data breach. So you should be ok, but frankly in this case the service is useless, it is only for one year, but the information is still valid after that. The minimum they should do is to remove all the fees for freezing/thawing the account and allow everyone to permanent freeze their accounts with ability to unfreeze whenever they need to open a new account.
The sad thing is that they think the current solution is adequate. They do it this way because we are not their customers, we are their product. I would encourage to complain about this to your representatives. We could have much better protections about identity theft, have account frozen by default and without any fees. Have their credit checking services available for free.
Sadly, the business is structured so they actually are making money when it is easy to open a credit line, even illegitimate one.