I think the word you are going for it "NINA". I was a Real estate investor for a decade.' NINA - stands for "No Income No Asset". My lender joked it was "the

I think the word you are going for it "NINA". I was a Real estate investor for a decade.' NINA - stands for "No Income No Asset". My lender joked it was "the liars loan". People would just state their income. I had a person who wanted to partner with me and he said he brings in 400k a year. We pulled his taxes and he had only reported 80k! He tried to tell us "I'm good for the 150k buy-in" but we weren't having it. I recall my buddy joking "We aren't lenders. You have to actually have the money you say you do."