>"I'm an African-American single mom, so I knew a bank wasn't going to give me a loan, no matter my credit score," Gaines said. I don't have the life experienc

>"I'm an African-American single mom, so I knew a bank wasn't going to give me a loan, no matter my credit score," Gaines said. I don't have the life experience to comment on this, but my intuition says "business is business". Is that true? No matter the credit score?