I think Germany has a much lower percentage of entrepreneurs, but because of general averseness to risk, not because of health care. I've never heard (anecdata

I think Germany has a much lower percentage of entrepreneurs, but because of general averseness to risk, not because of health care. I've never heard (anecdata!) that health care would be a deciding factor for founders in Germany. In general you can keep your normal state-level health insurance though.