What about the fact of a open system, unregulated by the feds and off-course zero middle men in transferring internationally. No need of a hosted wallet if the

What about the fact of a open system, unregulated by the feds and off-course zero middle men in transferring internationally. No need of a hosted wallet if the BTC address is registered for every individual and he/she can keep a encrypted key on dropbox or some shit. Also it would be a deflationary economy allowing people to avoid mutual funds, investment funds to beat the growing cost of living when they retire.