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Really? For ~$12/mo I get unlimited debit card uses, ATM withdrawls, online bill payment, and teller transactions. I can't remember the last time I paid service

• samsonasu 16y ago
  The last time you paid a service charge was the last time you gave your bank $12. Even if you got dinged $2 per ATM withdrawal you could take money out once a week and pay less in fees. Your situation sounds like highway robbery to me.
  • danudey 16y ago
    $12 per month for a debit card, four bank accounts, unlimited transactions, good ATM coverage, branches open until 8 PM every day, friendly service. Sounds pretty good to me. Also, your suggestion would imply that I should only spend cash, presumably meaning that I take out huge sums of money once a week at the ATM, then spend the week having to juggle cash, change, etc. It's not worth the hassle at all. The fact that debit cards are the most common method of payment in Canada seems to imply most people agree with me.
• pbhjpbhj 16y ago
  I'm pretty sure the parent post is talking about charges made to those receiving money from you, eg retailers, and not to charges made on consumers directly.
• heresy 16y ago
  You have to pay for electronic transactions? I guess because the majority of transactions here (NZ) are electronic, I'm used to it being the de facto way to pay. There is no service charge or monthly fee. You get dinged only if you do anything requiring human interaction, like going into a branch and performing a transaction through a teller.