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In the US, e-deposit of checks is a passable option to avoid fees. Many banks will take a check deposit by scan or phone camera now, so you can just have someo
by abeyer 9y ago
In the US, e-deposit of checks is a passable option to avoid fees.
Many banks will take a check deposit by scan or phone camera now, so you can just have someone write a paper check and send the image immediately and deposit it that way.
It's still pretty high-friction, not something you'd typically want to do with a customer, but a reasonable alternative to bank transfer if you don't want to pay the $50.
- loeg 9y agoGoogle Wallet is significantly lower friction than writing out and mobile-depositing a check, at least in my experience.
- abeyer 9y agoLast i checked the android app refuses to run on hardware without nfc, even for the features that don't require it. Maybe it's an option if you have the right phone, or if it lets you do payments on desktop. (haven't tried the latter)
- loeg 9y agoI've only tried to use it on a real computer.
- zem 9y agoit works beautifully on desktop
- dragonwriter 9y agoAFAIK, the Google Wallet app doesn't, anymore, have any features that require or use NFC (tap-and-pay did, but that moved years ago to Android Pay.) Plus, not only can you do everything "on desktop", you can do it on web generally; the browser version works great on phones.
- abeyer 9y agoGood to know...I thought that the classic Wallet app went away entirely, as I recall being forced to "upgrade" it to Android Pay when it came out, and in the process lost the features I actually used, so didn't pay much attention after that.
- Riseed 9y ago> In the US, e-deposit of checks is a passable option to avoid fees. My bank (credit union) charges a $2 fee for each check I write, regardless of how or where it's deposited. Yes, it's cheaper than a bank transfer, but checks still aren't fee-free for everyone.