5 ms·
If you don't fly, what distinguishes the two?
by throwaway91111 10y ago
If you don't fly, what distinguishes the two?
- arcticbull 10y agoFair question, actually. They're rather similar, but if you're not flying neither is probably right. If you want a daily driver and no interest in travel rewards, check out the Citi Double Cash. 2% flat cash back on everything, no annual fee, but watch the forex fees -- not that you'll pay them often if you don't fly :)
- matwood 10y agoMy current setup is the Chase Amazon card for everything Amazon, Amex Blue cash back card for everything else, and a CapOne Venture card for merchants who do not take Amex. I don't fly a lot, and cash back is just simpler even though it is not as min/max as getting miles. I use the little bit of Venture redemptions paying for Uber/Lyfts. I've looked at the higher end paid for cards, but I might only fly 4x year, and they have not really seemed worth it.
- _asummers 10y agoAssuming you have the Blue that costs money, then the Amazon cards should be used at restaurants and drug stores for the 2%, but the Amex should be used at gas stations and department stores for the 3% and of course grocery stores at 6%. For the stuff that doesn't fall into those categories though, it's all 1% so either work.
- matwood 10y agoYeah, once I use the free flight I have on the venture card I'll probably dump it in favor of just the amex and amazon chase card.