Good analogy, but without taking into account the financing side of things it's only a partial picture. Imagine if that player was borrowing and spending Other

Good analogy, but without taking into account the financing side of things it's only a partial picture. Imagine if that player was borrowing and spending Other People's Money since High School, based on the EXPECTATION that one day he'll be the next LeBron James and pay it all back with sufficient return or forced into bankruptcy. He had natural talent, but needed money for better shoes, trainers, better nutrition, etc in order to achieve the top level as quickly as possible. So he found some people to loan him the money. In that scenario, it's not so much a question of whether playing in the NBA is a desirable outcome -- it's certainly better than if he hadn't made it that far -- but one would have to also consider the financial outcome for his investors and him personally. There are lots of bankrupt NBA players (for different reasons, but still). This is the article's point: if you're not LeBron, don't choose a trajectory that requires that level of outsized outcome in order to be successful.