4 ms·
ACA had impacts on employer plans as well. It is not crazy to suggest that the excessive rise in health care costs across the board is due to the ACA in large p
by kobeya 10y ago
ACA had impacts on employer plans as well. It is not crazy to suggest that the excessive rise in health care costs across the board is due to the ACA in large part, even if your plan is employer sponsored.
- timr 10y agoIt's not a completely ridiculous theory, but it's pretty crazy. The data is clear that premiums are being driven by cost increases across the board. Moreover, employer plans are in completely different risk pools than individual plans. The only place they meet is in the insurer's balance sheet - they charge enough on all plans to cover their payouts plus the (regulated) profit margin. You can argue that cost increases are due to all of those previously uninsured sick people who are now insured and costing the rest of us money, but that's both wrong (costs have been going up faster than inflation for decades), and a pretty awful worldview.