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Get a spouse who works and is gracious enough to pay for your health insurance via his/her company plan :-) That's how I do it, but this probably puts me in th
by ereyes01 10y ago
Get a spouse who works and is gracious enough to pay for your health insurance via his/her company plan :-)
That's how I do it, but this probably puts me in the "lucky" category...
- nodesocket 10y agoSeeking spouse with good health insurance plan...
- sheraz 10y agoI actually know a guy that was amicably divorced for 10+ years but remained married on paper just so he could keep his healthcare benefits. They have children so there was mutual interest in making sure all family members were cared for.
- ThrustVectoring 10y agoThis is actually a pretty significant incentive issue with health insurance. Companies are encouraged to not choose the most comprehensive plan, so that their dual-income married employees choose to use the other company's insurance.
- joezydeco 10y agoMy company actually adds a surcharge to the family plan if your spouse works and is offered health insurance through their employer.
- mrfusion 10y agoHow would they know?
- joezydeco 10y agoNot quite sure. I suppose it's an honor system until they find out otherwise. Lying on an insurance application is an incredibly effective way to lose your coverage completely. Your coverage is essentially $X higher until you sign the waiver saying "I affirm that my spouse has no other coverage options from another employer". That's how you're obligated to the policy. HIPAA also doesn't prevent an employer from finding out if your spouse has insurance options elsewhere.