a little context on the healthcare insurance by employer system: During WW2, the US banned increasing employee compensation, so employers looked for alternative

a little context on the healthcare insurance by employer system: During WW2, the US banned increasing employee compensation, so employers looked for alternatives and they figured insurance would be one area. That's how the US got into the mess of "employer takes up the bill" :) ref: http://www.nber.org/papers/w14839.pdf?new_window=1 http://www.nber.org/papers/w14839.pdf?new_window=1 So wars have long lasting impacts on the society, taxes and insurance are some important examples.