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Blaming the elderly for our problems is a bad move. Simply because the laws of the universe say we will become old too. Now I agree with you on your other poin
by fowlerpower 10y ago
Blaming the elderly for our problems is a bad move. Simply because the laws of the universe say we will become old too.
Now I agree with you on your other points that the insurance companies took this law and said fuck it we will just raise prices. That is what happens with corporations they want to make money. The fact that the government thought they could just force these folks to do the right thing and cover people with pre-existing conditions and all this other stuff without a single consequence was a really bad oversight.
- hkmurakami 10y agoI believe what parent means is that because the workforce is old, they would be expensive for the company to properly insure, so the company has opted to get poor health care coverage. It's more the company's fault.
- riskable 10y agoI don't think he was blaming the older folks. He was just pointing out why their insurance plan was horribly expensive. There's no argument to be made, it's just a fact: Old(er) people have higher health care costs. Everyone here should know by now that older systems are more expensive to maintain!
- sharemywin 10y agoIt's a fact that older people on a small company plan will absolutely raise your rates. Same with smokers. My old company didn't hire smokers and I'm sure it had to do with healthcare costs. I'm not blaming them any more than I'm blaming the actuarial tables the rates are based on. Also, I'm not making any comment towards them as far as their work. They all are very good at their jobs and I like working with them.
- jefurii 10y agoAll the more reason for a single-payer/public option system. Spread the costs across the entire system instead of making individual small businesses take the hit on their own.
- JustSomeNobody 10y agoInsurance companies have no choice but to continue to raise premiums. They have to keep investors happy. It is about investors, not consumers. Always.
- kasey_junk 10y agoHow does that mesh with Health Care Co-operatives which are also raising premiums? Actually, the co-ops are dying in dramatic rates because they don't have enough capital to become self sufficient. How do they get there if they don't have investors? How do they incentivize investors without showing a plan to profitability?