5 ms·

>>It should be prohibited for companies to halt service someone without providing a reasonable explanation. What a terrible idea.

13of40 10y ago
Is it? I don't think the idea is that they can't stop service for whatever reason, but that they have to provide a reason. On the other hand, I guess it doesn't have any teeth if they can just say, "Because you smell funny plus it's Tuesday..."
- chii 10y ago
  What about price discrimination? Should that be legal or illegal?
  - 13of40 10y ago
    Do you mean the kind where my wedding cake costs twice as much because I'm gay or the kind where my car insurance costs twice as much because I'm a serial car wrecker?
    - tremon 10y ago
      What about the case where your car insurance costs twice as much because some of your neighbours are serial car wreckers?
      - icantdrive55 10y ago
        The insurance industry is Ripe for reform--political, and business reform. I've noticed a few start-ups trying to shake up the system, but there's rooms for so much more competition/innovation. I'm talking about all forms of insurance--car, home, life, business, heirloom, etc. (I have only felt like I wasen't getting reamed with insurance premiums by one company. It's a well know company that insures collectable vechicles.) Home insurance is for all practical porposes useless, but we still pay huge premiums. Now--they are using the drought in CA to triple insurance rates in parts of this state. Why--not because of risk analysis--just because they can. Your house practically needs to burn to the ground in order to see any money from these "Good ole boys", and they will fight you at every turn. They have been ripping us all off for years. With vehicle insurance, don't fall for the six month premium--Esurance. Don't just get into the habit of paying that ever increasing bill because you see "good driver discount", or "long term customer discount". I have never had an insurance premium go down with the same company, and I've been insured since I was 15.5 years old. They go up slightly, even with a good driving record, and no change in risk level. I am so disgusted with California auto insurance rates; I wouldn't mind seeing mandatory insurance nixed. The insurance companies lobbied hard for that bill. It made sence at the time, but Insurance industry did what they do best; abuse it for their benefit.
      - WhtWsThtAgn 10y ago
        Uhm, that's EXACTLY how insurance policies are calculated.. Local insurance claims gears the local premiums, obviously. If you live in the city with the worst drivers in the country, your premiums will be high.
    - deleted 10y ago
      [deleted]
del82 10y ago
It's already required in some industries, e.g. those that extend credit. https://consumercomplianceoutlook.org/2013/second-quarter/adverse-action-notice-requirements-under-ecoa-fcra/ https://consumercomplianceoutlook.org/2013/second-quarter/ad...
bryanrasmussen 10y ago
well depending on the service you are not allowed to halt that service for various reasons - for example you can't halt or refuse to provide service in just about anything for reasons of race in countries whose legal systems I am familiar with, therefore there is some requirement to provide a reasonable explanation for refusal of service in almost any business - it just so happens that an app store type business seems different enough that it does not have to provide the same level of explanation.
- icebraining 10y ago
  They did provide a reason - fraudulent conduct. Are other business required to provide more detail?
  - bryanrasmussen 10y ago
    No, I was replying specifically to the parent comment that said it was a terrible idea that a reasonable explanation be provided. Although, depending on the relevant legal system, just specifying fraudulent conduct without providing a lot more detail would be in itself problematic.

13of40 10y ago

Is it? I don't think the idea is that they can't stop service for whatever reason, but that they have to provide a reason. On the other hand, I guess it doesn't have any teeth if they can just say, "Because you smell funny plus it's Tuesday..."

chii 10y ago
What about price discrimination? Should that be legal or illegal?
- 13of40 10y ago
  Do you mean the kind where my wedding cake costs twice as much because I'm gay or the kind where my car insurance costs twice as much because I'm a serial car wrecker?
  - tremon 10y ago
    What about the case where your car insurance costs twice as much because some of your neighbours are serial car wreckers?
    - icantdrive55 10y ago
      The insurance industry is Ripe for reform--political, and business reform. I've noticed a few start-ups trying to shake up the system, but there's rooms for so much more competition/innovation. I'm talking about all forms of insurance--car, home, life, business, heirloom, etc. (I have only felt like I wasen't getting reamed with insurance premiums by one company. It's a well know company that insures collectable vechicles.) Home insurance is for all practical porposes useless, but we still pay huge premiums. Now--they are using the drought in CA to triple insurance rates in parts of this state. Why--not because of risk analysis--just because they can. Your house practically needs to burn to the ground in order to see any money from these "Good ole boys", and they will fight you at every turn. They have been ripping us all off for years. With vehicle insurance, don't fall for the six month premium--Esurance. Don't just get into the habit of paying that ever increasing bill because you see "good driver discount", or "long term customer discount". I have never had an insurance premium go down with the same company, and I've been insured since I was 15.5 years old. They go up slightly, even with a good driving record, and no change in risk level. I am so disgusted with California auto insurance rates; I wouldn't mind seeing mandatory insurance nixed. The insurance companies lobbied hard for that bill. It made sence at the time, but Insurance industry did what they do best; abuse it for their benefit.
    - WhtWsThtAgn 10y ago
      Uhm, that's EXACTLY how insurance policies are calculated.. Local insurance claims gears the local premiums, obviously. If you live in the city with the worst drivers in the country, your premiums will be high.
  - deleted 10y ago
    [deleted]

del82 10y ago

It's already required in some industries, e.g. those that extend credit. https://consumercomplianceoutlook.org/2013/second-quarter/adverse-action-notice-requirements-under-ecoa-fcra/ https://consumercomplianceoutlook.org/2013/second-quarter/ad...

bryanrasmussen 10y ago

well depending on the service you are not allowed to halt that service for various reasons - for example you can't halt or refuse to provide service in just about anything for reasons of race in countries whose legal systems I am familiar with, therefore there is some requirement to provide a reasonable explanation for refusal of service in almost any business - it just so happens that an app store type business seems different enough that it does not have to provide the same level of explanation.

icebraining 10y ago
They did provide a reason - fraudulent conduct. Are other business required to provide more detail?
- bryanrasmussen 10y ago
  No, I was replying specifically to the parent comment that said it was a terrible idea that a reasonable explanation be provided. Although, depending on the relevant legal system, just specifying fraudulent conduct without providing a lot more detail would be in itself problematic.