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They don't care if you're "good with money". They care that you can demonstrate a habit of making payments on time.
by ArkyBeagle 10y ago
They don't care if you're "good with money". They care that you can demonstrate a habit of making payments on time.
- ThomPete 10y agoWhich is part of being good with money. For instance paying your rent on time. I.e. something that can be proven other ways than using your credit card.
- ArkyBeagle 10y agoThose are all part of your credit score as well. Er, rather any late payments that get reported may be a part of a credit score.
- ThomPete 10y agoYes once you start paying with your credit card that's not the discussion here. The discussion is how to even get a credit card to begin with. Being non-american I went trough this and have a pretty good idea on how it works and some of the myths. I guess some of the confusion is around the before/after a card.
- Drdrdrq 10y agoThis. It is also the reason the system seems weird to me - their incentive is not same as mine as a customer.
- tacostakohashi 10y agoIt's pretty normal for opposing incentives to exist between customers and providers (counterparties).