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I live in france and many small stores don't accept debit card payments if it's under a certain sum, like 10 or 5 euros. I asked once, and I was answered that b

by jokoon 10y ago

I live in france and many small stores don't accept debit card payments if it's under a certain sum, like 10 or 5 euros. I asked once, and I was answered that banks those stores for each of those payments, so stores refuse payments if it's under, that's what I think is happening. I already saw stores who don't accept debit cards. I don't know the reason, but the equipment might be too expensive for them. Obviously debit card technology is mostly american.

tonfa 10y ago
> Obviously debit card technology is mostly american. There's a french version since 1967 and it uses a chip since 1992 (probably the first country where cards with chips was in widespread use) https://en.wikipedia.org/wiki/Smart_card https://en.wikipedia.org/wiki/Smart_card https://en.wikipedia.org/wiki/Carte_Bleue https://en.wikipedia.org/wiki/Carte_Bleue
- jokoon 10y ago
  > In 2010, Carte Bleue was phased out and was replaced by Visa Classic debit. The system mostly relies on american systems. I don't have anything against it, it's just that originally, it's american, for the same reason PC computers technology is. Non american countries don't really have their own standard, not that it matters, but in term of how the expertise and business are owned, it does matter.
  - tonfa 10y ago
    The global system won (because convenience), but carte bleue worked fine for over 40 years. Many country still have their own standard (e.g. EC Card in Germany, Dankort in Denmark, etc.), but yes over time the Mastercard/Visa duopoly tends to win. And as far as I know CB was not based on american technology (and the fact that they used chip-pin so early was kinda unique), do you have source to the contrary?
yardie 10y ago
There is a transaction charge of about 20c. Not exactly a big deal if you are spending 10-15euros in one stretch. But if you are buying 2-3euros in beers 20c can eat up all the margin.

by jokoon 10y ago

tonfa 10y ago

> Obviously debit card technology is mostly american. There's a french version since 1967 and it uses a chip since 1992 (probably the first country where cards with chips was in widespread use) https://en.wikipedia.org/wiki/Smart_card https://en.wikipedia.org/wiki/Smart_card https://en.wikipedia.org/wiki/Carte_Bleue https://en.wikipedia.org/wiki/Carte_Bleue

jokoon 10y ago
> In 2010, Carte Bleue was phased out and was replaced by Visa Classic debit. The system mostly relies on american systems. I don't have anything against it, it's just that originally, it's american, for the same reason PC computers technology is. Non american countries don't really have their own standard, not that it matters, but in term of how the expertise and business are owned, it does matter.
- tonfa 10y ago
  The global system won (because convenience), but carte bleue worked fine for over 40 years. Many country still have their own standard (e.g. EC Card in Germany, Dankort in Denmark, etc.), but yes over time the Mastercard/Visa duopoly tends to win. And as far as I know CB was not based on american technology (and the fact that they used chip-pin so early was kinda unique), do you have source to the contrary?

yardie 10y ago

There is a transaction charge of about 20c. Not exactly a big deal if you are spending 10-15euros in one stretch. But if you are buying 2-3euros in beers 20c can eat up all the margin.