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Where do you live? If you are in the US then there is plenty of fee free banks, mostly online banks. You seem to be paying more in fees than necessary.
by nommm-nommm 10y ago
Where do you live? If you are in the US then there is plenty of fee free banks, mostly online banks. You seem to be paying more in fees than necessary.
- eyelidlessness 10y agoPlease correct me if I'm wrong, but last I looked the trend is toward: - Traditional banks are jacking up fees - For people who already don't need it (good credit, savings) those fees can be waived - Credit unions can reject you for credit scores (obvs) Where do the online banks fall on that spectrum? If you need good credit or stable cash you can't spend, it leaves a whole lot of people out in the cold. Never mind that a lot of the same class of people can't always reliably use the tubes to do their transactions (phone primary Internet device, often shut off, often changing numbers).
- 1123581321 10y agoCredit unions don't deny membership based on credit scores. They are an easy way to get a no-fee checking account, debit and credit card.
- eyelidlessness 10y agoYes, they do. My sister was denied an account for her credit score. I checked around the area and others were the same.
- lostlogin 10y agoNew Zealand. We have very few banks and they are a broadly similar. Your giving me a few ideas about trying to use something different and it's probably time I had a look around again.
- Alupis 10y agoCredit Unions are great, and are generally fee free.