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It adds cost to the healthcare system and to health insurance that company pay when so many people are unhealthy.
by Johnie 10y ago
It adds cost to the healthcare system and to health insurance that company pay when so many people are unhealthy.
- ams6110 10y agoYes it does, but we've brought that on ourselves by insisting that pre-existing conditions (such as obesity, high blood presssure, etc.) cannot be cause to deny coverage or charge higher premiums. Smoking, interestingly, seems to be an exception to that standard.
- nradov 10y agoThere is no such insistence in the US. My insurer gives premium discounts to members who maintain a healthy BMI, blood pressure, cholesterol, and blood sugar level. So people with problems on those metrics do pay higher premiums than the rest of us.
- rconti 10y agoGod forbid you switch jobs after getting sick. As long as we have largely employer-based healthcare, the pre-existing conditions exemption is asinine. Maybe once we have an actual market, we can talk about re-introducing it.