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I think the problem is that this is a retrospective step. If you don't know you've been the victim of identity theft, then the first time you might find out abo
by joncrocks 11y ago
I think the problem is that this is a retrospective step. If you don't know you've been the victim of identity theft, then the first time you might find out about it is when you're trying to make a large/important decision, which may well be the most inconvenient time for it to occur).
Then you've got to sort it all out, and _then_ do the thing you first thought of.
- pc86 11y agoTo be fair, the tools exist for anyone regardless of income to monitor their credit on at least a yearly basis at no cost to them. Going 5+ years without checking your own credit just because you're not in the market for a house or a new car is pretty high on the list of things most responsible adults don't do.
- matwood 11y agoAnd both my credit cards show real time credit score numbers from the one of the services. It's not perfect, but if the number radically changes that should be a red flag.