"Land: $25,000 Resale at $20,000 to $30,000" I think you're assuming I was trying to get a loan to build the house. The loan was for the land itself, and I pla

"Land: $25,000 Resale at $20,000 to $30,000" I think you're assuming I was trying to get a loan to build the house. The loan was for the land itself, and I planned to self-fund the house construction. So, I was looking at property that cost around $75k, and was hoping to get a loan for $50k of that (with $25k down). The tiny house was not at all part of the equation on the loan (except in the sense that had I been planning to put a big house on the land and was contracting a home builder to do it, the bank might have treated it more like a regular house and been willing to loan me money). But, yes, part of the problem is that land has much less predictable resale value than houses, and that was the usual answer I got when being told, "No".