But Apple must have some insight into the process, since they quietly introduced their own 12-month upgrade plan: http://www.apple.com/shop/iphone/iphone-upgra

But Apple must have some insight into the process, since they quietly introduced their own 12-month upgrade plan: http://www.apple.com/shop/iphone/iphone-upgrade-program http://www.apple.com/shop/iphone/iphone-upgrade-program (Oh yeah, with free AppleCare+ insurance) It sure looks like Apple is planning for a future where everyone is paying $25/mo forever to lease the latest handset that tickles their fancy, with the carrier being a swappable option.