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I've honestly never understood the point of even dealing with large banks. My credit union doesn't charge any fees, regardless of how much I have in my account
by tw04 11y ago
I've honestly never understood the point of even dealing with large banks. My credit union doesn't charge any fees, regardless of how much I have in my account. Free overdraft protection, extremely low interest car loans and used car loans, etc.
Oh, and they didn't become insolvent handing out crappy mortgages.
- unclebucknasty 11y agoI prefer credit unions too and take loans through them when possible. But my primary checking and money management accounts (business and personal) are with a major national bank. For cash flow, access, and generally moving money around it's hard to beat the convenience.
- yuhong 11y agoI wonder if it makes sense for for profit banks to have interest bearing savings accounts at all these days.
- jschwartzi 11y agoMy bank was profitable through the entire mortgage crisis. It's a savings and loan though.