More effort than I a willing to spend ;) Tax loss harvesting has been significant for me over the last few years as well and that is not something I would want

More effort than I a willing to spend ;) Tax loss harvesting has been significant for me over the last few years as well and that is not something I would want to deal with myself even if I just simulated Wealthfront's trades. It's also made harder once you start using their index tracking individual stock trade functionality -- they do the harvesting on a per stock level for that one.