It is all about the savings-rate. If you save 50% of your net-income, you can take one month off for every month you work. If you have a ~80% savings-rate, you

It is all about the savings-rate. If you save 50% of your net-income, you can take one month off for every month you work. If you have a ~80% savings-rate, you can take 8-9 months off for every month you work. Most people can not quadruple their income, but it is technically possible to live on way, way less than most people think. The guy in the post claims his expenses are 40k/year for a 2.5 person household. That is 16k/year per person, which is low. But it can be lower than this. Check out Jacob from http://earlyretirementextreme.com/how-i-live-on-7000-per-year.html http://earlyretirementextreme.com/how-i-live-on-7000-per-yea..., he lives off 7k per year in California and retired in his early 30s.