zie

41 ms·

601.
by zie 4y ago
I think the Feds are going to keep fighting inflation. Will they rate hike or not I have no idea, but I'd be very surprised if they lowered rates right away. Unless the economy really goes bonkers stupid and crashes hard, I really don&
602.
by zie 4y ago
That was the Fed and treasuries way of telling all the owners of banks across the US, take the beating or else. If the banks listen and take the beating, invest more equity and re-adjust their banking practices to handle interest rate risk,
603.
by zie 4y ago
100%, a good relationship with your banker makes financial issues a non issue. that's literally their job, make your financial issues non-issues. Obviously good relationships with good bankers only happen if you have sufficient assets
604.
by zie 4y ago
A good professional banker, would have helped with essentially every finance related issue the poster may have had. Including getting accounts more organized to help with earning more than the .01% banks usually pay for their checking acco
605.
by zie 4y ago
Exactly. Though Visual "representations"(for lack of a better word) of English do exist in dialects like SEE(Signed Exact English), which is obviously not the same as ASL. I'm sure other signed languages have rough equivalent
606.
by zie 4y ago
Sign language is a complex language, so something has to learn yet another language. Perhaps made all the more complex as it's spatial and visual instead of verbal or written. Not every deaf person uses sign language and there are many
607.
by zie 4y ago
> Charles Schwab does not have too much of a deposit exposure They literally own a bank. Are you sure about this perspective?
608.
by zie 4y ago
Just for fun: CD's are not required to be FDIC insured, it's optional based on the issuer of the CD. I'm not aware of any these days that are not FDIC insured, but that doesn't mean they don't exist. Your brokerage
609.
by zie 4y ago
Ya, I know. Fidelity's lockdown mode blocks ACATS, but not ACH. Hence why I covered ACH in my comment. ACATS is a non-issue, if you turn on Lockdown mode.
610.
by zie 4y ago
As long as you notice the ACH transfer and notify Fidelity, there is a very high likelihood they will be able to return your money. It's pretty easy to turn notifications on for those accounts and get notified as soon as Fidelity is n
611.
by zie 4y ago
> I don't know how much riskier. Read the prospectus, they are required by law to list all of the known risk(s) in that document. In general, MMF's are mostly identical to cash, but they do have some quirk(s) that might cause p
612.
by zie 4y ago
I wasn't trying to say Fidelity was the only game in town that will automatically manage the FDIC insurance process for you. One bonus for Fidelity, their program has been around a while and they manage more money than the US Govt spen
613.
by zie 4y ago
Fidelity has a program where they will insure up to 1.2M USD in FDIC insured cash: https://www.fidelity.com/why-fidelity/safeguarding-your-acco... Otherwise I'd recommend reading from the source: https:/&#x2
614.
by zie 4y ago
There's also "shortForecast": "Partly Sunny" I don't know why you think it's deprecated? I don't see that anywhere. They just updated the icons in 2015, which for govt API work is practically yesterd
615.
by zie 4y ago
Assuming all of those things, I agree it's not great, but if you truly need global weather information, you either pay for an API(assuming one exists, I have no idea) or afford to hire developers/dedicate time to make one for you.
616.
by zie 4y ago
According to your link it's missing 2 things, and I would argue neither are true. Sunrise/sunset data can be calculate yourself: https://gml.noaa.gov/grad/solcalc/calcdetails.html As for the code/ic
617.
by zie 4y ago
Looks like the Canadian govt offers their own API: https://api.weather.gc.ca
618.
by zie 4y ago
The US government has a public, free API for getting weather data, and it will spit out JSON even. http://api.weather.gov documentation here: https://www.weather.gov/documentation/services-web-api I never u
619.
by zie 4y ago
If the named payee has physical possession of the check, they can cash it and it can't be undone(without a valid court order, i.e. fraud, etc). All other situations, it can be undone, with work.
620.
by zie 4y ago
Totally valid. What's a quad-lock? is that some sort of phone mount?
621.
by zie 4y ago
One with Apple CarPlay and/or Android Auto built-in, so you can avoid the car UI as much as possible.
622.
by zie 4y ago
Deflation exists, the US Federal Reserve has a 1 page article about it here, in case you need proof for some reason: https://files.stlouisfed.org/files/htdocs/publications/es/10... Otherwise, your commen
623.
by zie 4y ago
Millions? That's not even in the right ballpark for them to notice one way or another. Google brought in around $284B in 2022, Big customers are at least double digits, so for Google, one needs to spend at least ~ 30B/yr to be con
624.
by zie 4y ago
Sorry to break it to you, but you are not a big customer to Google either. Let's assume that billions is actually 99B. So roughly 10B/yr. This is roughly 4% of their income in a year(~ 284B in 2022). Big customers are at least do
625.
by zie 4y ago
You are not a big customer to Google.
626.
by zie 4y ago
If you are talking in real terms(i.e. after inflation adjustments), you still end up paying banks to hold your money.
627.
by zie 4y ago
> Finally, they decided it had to be the northern lights, visible from unusually far south. This is from that same paragraph. Personally, I'm not convinced of that. Lightning behind a cloud could have done it, and would be more plau
628.
by zie 4y ago
There is indeed a possibility that a govt could, theoretically, borrow indefinitely. There is a LOT of assumptions in that calculation though, and it's pretty obvious the USA and almost every government never bothers to even try to li
629.
by zie 4y ago
So people don't forget their password and as a liveness check.
630.
by zie 4y ago
That was my point. At some point, we can't keep borrowing to satisfy our debt(s). The question then becomes, what happens? This current inflation is actually a not bad thing for US debt, as we are inflating away some of it. It totall

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