zhdc1

39 ms·

391.
by zhdc1 6y ago
The S&P500 is surprisingly diversified, simply because most of the companies are large enough to operate globally.
392.
by zhdc1 6y ago
Yeah, is the thing that catches people up about compound interest. The original poster's argument (and math) makes sense if they wait 30 years (17K return), which is still a long time. However, waiting another ten years gives them ~40
393.
by zhdc1 6y ago
John Bogle was from the silent generation, while the get rich quick mantra is more of a boomer and Gen-x stereotype.
394.
by zhdc1 6y ago
When ex-zoomer boomers tell zoomers to act more like ex-zoomer boomers, and not zoomer boomers, there's probably a good reason for it (at least when it comes to money).
395.
by zhdc1 6y ago
I was a (young) kid when I overheard a news report making fun of an internet bookstore calling itself Amazon. It's amazing what he's been able to do. Good for him.
396.
by zhdc1 6y ago
Look at purchasing used enterprise hardware. You can buy a reliable x9 or X10 generation supermicro server (rack or tower) for around a couple of hundred.
397.
by zhdc1 6y ago
I generally stay out of speculation and fear mongering, but the fact that your comment has been repeatedly - and quickly - downvoted worries me. The CEO of a $600B global publicly traded company disappeared for several months. This does not
398.
by zhdc1 6y ago
It's extremely unlikely that the founder and CEO of a $600B publicly traded company would completely disappear for several months on his own initiative. A short interview or a couple of emails would have dispelled all speculation that
399.
by zhdc1 6y ago
All of these arguments also apply to precious metals and gemstones. Gold, for instance, is extremely energy intensive/wasteful to mine, heavily tracked, and (until recently) had little utilitarian/industrial value outside of jewel
400.
by zhdc1 6y ago
I'm having trouble following (maybe it's because I'm thinking in terms of residential loans, and the commercial market works differently or something). If I purchase property in Switzerland with a Euro denominated loan, I hav
401.
by zhdc1 6y ago
Zoning is also an issue.
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by zhdc1 6y ago
5% is more or less the long term average mortgage rate. Owners generally keep a mortgage on their property (~65% of the property value) to off-set wealth and property taxes. Residences are taxed by their estimated rental values, which is tr
403.
by zhdc1 6y ago
From what I've seen, prices have been static and have even started to fall in some areas. There are a lot of people staring down a refinance on a 5 or 10 year interest-only loan in the middle of a recession. I haven't looked it up
404.
by zhdc1 6y ago
TSMC purchases their lithography machines from ASML. https://semiengineering.com/euv-challenges-and-unknowns-at-3...
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by zhdc1 6y ago
Why? Europe already produces EUV lithography machines, and while I'm not that familiar with the field, I'm pretty sure ASML and TSMC are already working on 2nm lithography.
406.
by zhdc1 6y ago
The funding is only for two years, and it looks like this is an extension to an initiative that started in 2018. I don't think they expect to build a 2nm fab by 2023.
407.
by zhdc1 6y ago
From a quick look at what's been published so far, they appear to be very effective if they have a high enough adoption rate and if people self quarantine after contact. This is ancedotal, but the benefit of having a live person, worki
408.
by zhdc1 6y ago
When you lack resources, you're much better off taking an extreme approach early on to stop the spread and then following up with the points you mentioned to contain future outbreaks. Contact tracing only works if you have enough peopl
409.
by zhdc1 6y ago
This isn't likely to happen. What they're calling for between the lines is a coordinated hard lockdown along the lines of what happened in China and, to a lesser extent, in several EU countries in March-May. Actual lockdowns, wher
410.
by zhdc1 6y ago
Average salary in Shenzhen (2019) was 127K yuan, or about $18K usd. Average salary (manufacturing) in the US is about $30K usd. I'm sure that after you adjust for cost of living, the numbers more or less look equal. However, keep in mi
411.
by zhdc1 6y ago
In all fairness, the same is happening to China as well. Manufacturing as a percentage of GDP has been declining every year since 2010, and iirc manufacturing in total value has stagnated entirely in many provinces over the last couple of y
412.
by zhdc1 6y ago
It depends on the field (and journal, author preferences, and a bunch of other things...), but the main author is generally the person who did the bulk of the research and the last author is the usually the principle investigator, group lea
413.
by zhdc1 6y ago
The difference is that they (China/Korea/Taiwan/&c...) learned their lesson the first time around, and had the policies, systems, and general training in place to stop this early. My suspicion is that the reaction of a US
414.
by zhdc1 6y ago
Simple excel sheets are also hit or miss.
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by zhdc1 6y ago
Libre Office != Microsoft Office Word, Excel, & PowerPoint are the only reason I keep a spare Windows 10 laptop.
416.
by zhdc1 6y ago
Samsung DEX was a good attempt. If it were possible to multitask Excel or Word in Android, that's probably what I would be using right now for a lot of my basic workflow.
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by zhdc1 6y ago
I agree with your point, but remember that the average person ten years ago was just as technically illiterate. We look through rose colored glasses because, back then, we were able to use Excel, Word, (insert your program of choice). The p
418.
by zhdc1 6y ago
This is a major source of cognitive dissonance. Before social media, the average person had little to no interest in the internet - or PCs in general - aside from email and instant messaging apps. The internet has changed, but it's 99.
419.
by zhdc1 6y ago
I was about to say the opposite (thankfully used equipment is abundant & cheap where I'm at). There's also the DIY route.
420.
by zhdc1 6y ago
How is this any different from written daily routines, to do lists, and journals, all of which have been around for centuries/millennia?

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