xorfish

14 ms·

121.
by xorfish 5y ago
> You should be selling, but your own brain and the brains of the people around you will make you buy, buy, buy instead. This is bad advice. There is always a reasonable chance that the next bear market is more than 4 years away and that
122.
by xorfish 5y ago
How well a sector as a whole does is practically irrelevant for what return on investment a investor gets by investing in said sector. A sector can shrink from 63% of the total market to less than 1% and outperform the market over the time
123.
by xorfish 5y ago
There needs to be a land tax that is high enough to cover the cost of infrastructure. This is currently not the case with single family homes.
124.
by xorfish 5y ago
There were plenty of walkable places in the US. They were just bulldozed for the car. https://strongtowns.org has a few good examples.
125.
by xorfish 5y ago
It will become a necessity in a few decades. Single family homes that are up to code don't bring in enough tax revenue to pay for the infrastructure that is necessary to suport them. Same thing goes for strip mals. You can try to run a
126.
by xorfish 5y ago
Just imagine how much freedom people that can't drive a car (disabilities, too young, too old) get in a walkable city. Can you imagine to live in a city where you can give a 10 year old money to get some ice at a stand that is 2 km awa
127.
by xorfish 5y ago
Removing parking space and giving it to less wasteful modes of transport is one of the more efficient ways to improve an area.
128.
by xorfish 5y ago
It is not only an environmental necessity. It is also an economic one. Car dependent suburbs are bankrupting cities left and right. They don't pay for themself. Not just bikes made a really good series about the concept of cities, that
129.
by xorfish 5y ago
Or to city that is not car dependent. Moving to the countryside will just worsen the problem for other people while a city that is not car dependent has other advantages: * Less air pollution * Less travel time for groceries/errands *
130.
by xorfish 5y ago
How the US treats expats is really bad. No wonder that many renounce citizenship.
131.
by xorfish 5y ago
Obstacles are only one of the ways you can calm traffic. Planting trees near the streets, narrower lanes, speed humps, roundabouts are all measures with a proven record that they improve safety. Crossings should also be one lane at a time.
132.
by xorfish 5y ago
It will also become a economic necessity. Car dependence is not sustainable. Infrastructure costs need to be covered by the income they generate. That is not the case with car dependent cities. Here is an excellent playlist about how car de
133.
by xorfish 5y ago
The main way you reduce traffic fatalities, is by desgining streets and roads in a way that increases safety for all users. One of the most effective ways is to get as many people to use something other than cars for transportation. You do
134.
by xorfish 5y ago
I would caution against using risk parity as it assumes that you know the volatility and correlation of different asset classes. Look at the Figure 1 of this paper: https://www.casact.org/sites/default/files/o
135.
by xorfish 5y ago
Here is my sheet that is mainly used for rebalancing ETFs according to some simple rules. It is currency agnostic (base currency can be changed) and should work fine for European investors as well. It automatically pulls MSCI market cap inf
136.
by xorfish 5y ago
You mean that the IRS frequently doesn't have the funds to prosecute them.
137.
by xorfish 5y ago
The retirement age has risen far slower than life expectancy.
138.
by xorfish 5y ago
Safety won't be high enough for orbital flights for tourists. Sending rockets to space is still very prone to failures. Failure rates for unmanned rockets where lower 40 years ago than they are now if you look at the trailing 10 year
139.
by xorfish 5y ago
There are a lot of cases with the innocent project where an innocent person was lucky to be proven innocent. There must be many more that are not lucky. Around 4.1% of people on death row are estimated to be innocent. https://www
140.
by xorfish 5y ago
The world is in a massively better place than 50, 20 or even 10 years ago. Just have a look at https://ourworldindata.org/ and look at the development of extreme poverty, poverty, life expectancy, child mortality, literacy,
141.
by xorfish 5y ago
Moores law isn't dead: https://ourworldindata.org/technological-progress You probably mean Dennard scaling is dead. The breakdown was around 2006. https://en.wikipedia.org/wiki/Dennard_scaling
142.
by xorfish 5y ago
> Alcohol does a great deal of harm simply because it’s very common and often severely abused. The body of someone who uses medical heroin every day with clean needles and doesn't drink alcohol will be in a much better state than so
143.
by xorfish 5y ago
I don't think that the idea is to disable it forever.
144.
by xorfish 5y ago
> A woman complained that her very tall boyfriend had hung a mirror in the bathroom. She took a picture of it. It was her reflection holding the camera level with the top of her head, and little else. As a tall guy, there is a surprising
145.
by xorfish 5y ago
Or it could just be that in societies, where aggression is rewarded with social status, testosterone will increase aggression because it increases the thrive for social status: > The relationship between testosterone and aggression may a
146.
by xorfish 5y ago
> "I think there are a lot of reasons to consider that exceedingly unlikely" What are those reasons?
147.
by xorfish 5y ago
You could compare the excess deaths for New Zealand, South Korea, Australia and other countries that were able to prevent Sars-CoV-2 from spreading with strict lockdowns. Diagnostic delays are not caused by lockdowns. They are caused by an
148.
by xorfish 5y ago
In Switzerland, everyone that owns real estate has to pay income taxes on the rent they would earn on the property. It has also the benefit that owning a home doesn't get preferential tax treatment than renting. Income from wealth shou
149.
by xorfish 5y ago
This doesn't seem to be true. Hyundai Kona Electric 64kWh gets 3.6 Miles per kWh and the Kia e-Niro 64kWh gets 3.5 Miles per kWh in real world tests. They are more efficient and have more range than any of Teslas offerings: https:&#x2
150.
by xorfish 5y ago
I don't. There is no reliable way to predict inflation accurately, at least for more than a few years into the future. I should be fine with my 100% equities portfolio with a SCV tilt anyway.

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