wutbrodo

64 ms·

631.
by wutbrodo 5y ago
This thread is about the distinction between zero-interest loans and high-interest loans. The parent commenter claimed that people would be less likely to internalize the need to pay zero-interest loans because there's no interest. I s
632.
by wutbrodo 5y ago
I wouldn't be terribly surprised if it was both. What's dishonest/incompetent is the framing of changes like the statistic as if the causal direction is clear, without addressing the (to my mind more plausible) opposite causa
633.
by wutbrodo 5y ago
You said that owing interest somehow implies "backpressure" in a way that zero interest loans don't. But the phenomenon you describe in this follow-up comment applies just as clearly to zero-interest loans: spending X pesos n
634.
by wutbrodo 5y ago
> What about Kurt Cobain, Buddy Holly, Tupac? All get remembered disproportionately for their deaths. Fwiw, Cobain and Tupac's deaths are pretty far from mind when I think about them. > But despite the BBC's efforts, it&#x27
635.
by wutbrodo 5y ago
Yea, this is a very bizarre framing. I understand that researchers hypothesize that a Marijuana-driven causal link is possible, but theres a well-established, strong causal effect in the other direction that first needs to be controlled for
636.
by wutbrodo 5y ago
This feels like quite a reach. Understanding that you've received X pesos now and will receive X less in two weeks is a lot simpler than implicitly calculating the NPV/default risk of high-interest loans, both from an intuitive an
637.
by wutbrodo 5y ago
This doesn't make much sense. The counterfactual is that they'd be desperate to eat and take out a sky-high APR short-term loan. How is the new ability to take zero-interest loans "creating" the snowballing effect instea
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by wutbrodo 5y ago
Plus, the idea that your level of living expenses is completely immutable is idiotic. Obviously people don't turn over housing at the drop of a hat, but sitting on extra tens or hundreds of thousands of dollars isn't worthless: h
639.
by wutbrodo 5y ago
> was mostly ephemeral (look at inflation in car/house prices). It was driven largely by real estate appreciation. How do you figure that this is ephemeral? Your second paragraph contradicts your first. America's policy in 2020
640.
by wutbrodo 5y ago
In what sense did the "American Dream" take a shock in 2020? Iirc, by far the greatest %-age net worth growth in 2020 was among the bottom 50%: greater than the growth in the top 10% or top 1%.
641.
by wutbrodo 5y ago
Regardless of one's opinion on the wisdom of the policy, it's still a glaring oversight in a news article about the dynamics of the labor market. I've been a UBI supporter my entire adult life, but that doesn't mean that
642.
by wutbrodo 5y ago
> I find mocks and interaction-based tests (rather than simple input/output tests) are this way It's fascinating, I agree with the rest of your comment wholeheartedly but am a heavy mock user. Much of the code I interact with
643.
by wutbrodo 5y ago
The idea that _anyone_ can reliably enough decree what's misinformation is ludicrous. I acknowledge that there are vast masses of incredibly stupid people that need to pretend that Truth is handed down on clay tablets by God in order t
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by wutbrodo 5y ago
> It's funny to see people freak out about this when entire foundation of Google is built on the proposition that it can make effective judgments about the relative value of various content out there on the web. You're thinking
645.
by wutbrodo 5y ago
> All our legal protections ultimately depend on a democratic foundation -- undo that with misinformation and you don't have anything anymore. Similarly, your rights don't matter much if you're dead. This is an insane conc
646.
by wutbrodo 5y ago
Perhaps, but it's different enough in meaning that I'm not convinced hyperbole is plausible, and I don't want to accidentally dismiss an interesting claim by assuming it was just incoherent.
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by wutbrodo 5y ago
Yea, agreed. Thats why I didn't think it was strange that a given city was missing (though I don't know that Jerusalem or tel Aviv would be crucial to any such list either?)
648.
by wutbrodo 5y ago
It's not that weird, as there are only a couple hundred cities listed
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by wutbrodo 5y ago
> I'm as deracinated Westerner as it comes, and yet I'm fairly traditional in this regard. I can think of three acceptable reasons to estrange from parents: sexual abuse, severe physical abuse, and the parents disowning the chi
650.
by wutbrodo 5y ago
> now it's problematic? I know this is hard to believe, but there are people who actually hold principles instead of just performing them. It's not especially surprising that you don't have exposure to them, but the vast m
651.
by wutbrodo 5y ago
I agree to some degree, but what I don't get is the mechanism by which that's assumed to translate into toxicity, let alone enough toxicity to engender estrangement. Parents not understanding their children's world is as old
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by wutbrodo 5y ago
I understand this even less. A child being forced by the economy to be a white collar urban worker would automatically cause their parents to behave toxically towards them? Again, I feel like steps are being skipped here. I'm not sayin
653.
by wutbrodo 5y ago
Sure, I got that. I just don't see how it obviously follows that the parent's assumed ignorance about the modern economy would automatically lead to toxic behavior. I think that step needs some spelling out.
654.
by wutbrodo 5y ago
I feel like you skipped a step here. Why would needing to move to a city and use computers cause "toxic" behavior?
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by wutbrodo 5y ago
Product has never been Google's strong suit, but I'm in awe of how incredibly poor their messaging/communication product strategy has been over the last decade. They had a decade long headstart and they more than squandered i
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by wutbrodo 5y ago
> I’ve got a bunch of saved notes with various incantations that would become redundant if so! Throw them in scripts! Another advantage of using a CLI is that it provides a friction-free path from ad hoc commands to saved commands to mes
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by wutbrodo 5y ago
Haha where do you think you are There're lots of things about HN that make it better than many other fora, but its collective wild-eyed, frothing reaction to literally the word Google is not one of them. You may as well be on 4chan for
658.
by wutbrodo 5y ago
> If I label all my projects as experiments, do I also get to escape culpability for their failure while loading on the self-praise when they succeed Sure, if your funding sources are okay with spending 100% on a high-variance, low-hit-
659.
by wutbrodo 5y ago
I had the same initial reaction, and I think conversations like this often include desperate justification of GUI workflows driven by an inferiority complex. But the parent comment was responding to a portion of its parent that specifically
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by wutbrodo 5y ago
> If I want to move a file from one folder to another then I just drag it across. Easy. Even this is easier with scripting, especially if you're already used to thinking in wildcards and tab-completion. Scrolling, hunting for files,

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