uiri

51 ms·

451.
by uiri 10y ago
My reaction back was poor: in my email back I told him I was stopping all work on the project and reverting his website back to his old theme until he sent payment. It seems that after Donald's first explosion they did actually rever
452.
by uiri 10y ago
If by "most countries in the world" you mean first world countries - the EU numbers 28, add in the US, Canada, Australia, Japan, etc. you might get up to 40-50 countries where this is a reasonable expectation. I am sure there are
453.
by uiri 10y ago
More likely you'll end up with one of the last ones. Generally it is good to keep at least 6 months of validity on your passport if you plan on using it. Depending on the country, it might be more difficult to renew it after it has exp
454.
by uiri 10y ago
You can apply online to top companies. You won't go nearly as far if you passively wait for opportunity to come to you.
455.
by uiri 10y ago
The author is Richard Stallman, founder of the GNU project and the Free Software Foundation. He has spent the last 30 years trying to rid the world of proprietary software; first by working on free alternatives in the form of GNU and later
456.
by uiri 10y ago
Adjusted gross income includes things like bonus and RSUs vested during the tax year, no? If that is the case then anyone starting straight out of college at a large tech company (Google, Facebook, Apple, etc.) will likely be above the phas
457.
by uiri 10y ago
By having both pre-tax (401k) and post-tax (Roth IRA), you would be also diversifying your tax liability in your retirement. What about Traditional IRAs and Roth 401ks? Tax deferral strategy (Roth v Traditional) is orthogonal to the plan
458.
by uiri 10y ago
That is for CPP/OAS which is the equivalent of US Social Security. You don't get access to your own cash - that goes to current retirees. You pay to current retirees for longer and start getting access to current workers' cas
459.
by uiri 10y ago
It's not a "pyramid" scheme. A pyramid scheme involves selling a product - something like knives or energy drink. But the actual thing which is sold are licenses to sell the product. Each licensee passes some of their profits
460.
US Metric Association(us-metric.org)
20 points by uiri 10y ago|13 comments
461.
by uiri 10y ago
Seems that you are correct - earnings refers to profit (bottom line) rather than reveneu (top line). Thanks! That being the case, DropBox probably isn't profitable yet which would throw their P/E through the roof and make that a u
462.
by uiri 10y ago
Their revenue according to the article is $750 million a year. You really think that their P/E ratio is less than 13? Most tech companies trade at a P/E between 25 and 30 these days. I wouldn't be surprised if DropBox's
463.
by uiri 10y ago
The super successful people I know spent a very long time pursuing their ideas, way past when most people would have given up. Not to take away from his advice on giving up but is there survivorship bias in this statement? How many people
464.
by uiri 10y ago
By definition, 50% of the population has an IQ between 90 and 110. While it is plausible that there is a disproportionately low number of HN commenters in the bottom quartile for IQ, I believe that the majority, if not the plurality, of HN
465.
by uiri 10y ago
the average IQ in the US is just below 100 This represents a fundamental misunderstanding of IQ as a measurement. IQ is defined as a normal distribution with a median of 100 and a standard deviation of 15. The average IQ in the US is 100
466.
by uiri 10y ago
Treating investment gains over a time period of under 10 years as negligible is a perfectly prudent thing to do when planning a retirement which is going to span multiple decades. I do agree it is somewhat less prudent at a time scale of 20
467.
by uiri 10y ago
Assuming 50% after-tax, you will need about 25 years to retire. To retire in 7-10 years you need to save around 70-80% of your income. In both of these cases, I assume that you spend the other 20-30% and ignore investment gains over the per
468.
by uiri 10y ago
Financial experts recommend people amass at least eight times their annual salary to retire. How exactly does this translate into 25-30x annual expenses (assuming safe withdrawal rate of 3-4%) ? Let's say that taxes eat 25% and these
469.
by uiri 10y ago
If I approach situations in my severely broken French, people figure out quite quickly that their English is better than my French The stereotype incorporates the inherent rudeness of city dwellers (particularly compared to the rest of a
470.
by uiri 10y ago
Not that much worse than Minneapolis: Average low in Jan: 7.5 F (~ -13 C) Record low: -41 F (~ -41 C)
471.
by uiri 10y ago
I have to agree with you on the Dipsea trail. However, public transit is infrequent and the commute to the city (nevermind the South Bay) looks pretty bad.
472.
by uiri 10y ago
It needs to be invested. Chinese cultural attitudes around investing tend to favour real estate. Chinese real estate is too risky given the communist government's propensity for eminent domain and the possibility that they would confis
473.
by uiri 10y ago
It all depends on what exactly you mean by the word "city". A lot of the US population is in rural areas or small towns. Their idea of a city is definitely going to be very different from the idea of someone who grew up in NYC, Ch
474.
by uiri 10y ago
Ottawa? More of a town with lots of suburbs than a real city but dirt cheap compared to Toronto or Vancouver. I would say that it is even cheaper than Montreal. I'm not sure about the music scene but there are a wide variety of both En
475.
by uiri 10y ago
An LLC (Limited Liability Company ) isn't a corporation. It is a vehicle with limited liability. An LLC may be taxed by the IRS as a C Corp or a partnership/S Corp (same thing for tax purposes). If the LLC has only a single owner
476.
by uiri 10y ago
I would be very surprised if the median price of a house in Tokyo is ~$250k USD. I would ballpark it more to the $500-750k USD range. My impression was that he had liquid assets and took on debt in order to avoid potential cashflow issues
477.
by uiri 10y ago
That's why the parent to your comment was talking about rural areas where you don't have any nearby neighbours and the main safety implications are to you and your family and for the insurance/mortgage companies.
478.
by uiri 10y ago
> * Founders assume VCs don't work during the holidays, so they don't try setting up pitch meetings. As a result, VCs don't have any work to do and end up going on vacation. =\ This is interesting. I wonder if founders who
479.
by uiri 10y ago
> But none of them pay VAT on the intermediate goods; that's on the final consumer. This is not true. This describes how sales taxes work in the US - sales taxes are due on retail but not wholesale transactions. VAT is due on each t
480.
by uiri 10y ago
While this is correct, it isn't the whole story. GPUs can implement control flow by calculating both results and then throwing away one of them based on a predicate. Also, GPUs typically do have a scalar unit which can perform branch

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