uberduber

10 ms·

31.
by uberduber 7y ago
I'm chronically ill and had bad fatigue. I am a small, skinny woman with no muscle. So, first time a doctor asked me if I did CrossFit, I thought it was a bit odd but didn't think too much about it. The third time a doctor asked &
32.
by uberduber 7y ago
This. Essentially doctors go through 12+ years to work retail. Many people get an education just so they don't have to work with retail customers. Also, it has gotten worse. Before the ACA there used to be a barrier where to see a doct
33.
by uberduber 7y ago
Yep, I think it was started in 2009 or 2010. I remember being called by the banks trying to sell us this new "updater" service and I remember they eventually rolled one out where even if you got a new card number they would update
34.
by uberduber 7y ago
I got an individual HDHP as soon as I turned 18 in 2004. Shopping around on these plans is not easy, I'm really the only one to do it. I thought it would get easier as more people got HDHPs, it got a little bit better over the years an
35.
by uberduber 7y ago
There's a whole thing with the $0 copay coupons on many expensive drugs like this, it usually just depends on which insurance you have. In many cases the drug companies have actually set up charities which will donate your entire max o
36.
by uberduber 7y ago
More or less this. I am a person who exceeds not just the deductible but the out of pocket max more years than not. The out of pocket max on the bronze plan is something like $7k and the out of pocket max on the platinum was still $5k, but
37.
by uberduber 8y ago
It is all ridiculous. It honestly depends on the individual hospital. They almost always have a contract with insurance that they can't accept less, but nobody's checking and it's common for them to do so. Some hospitals are
38.
by uberduber 8y ago
This used to be true but is no longer so. Almost every hospital would negotiate with you if they could see that you had no money or were willing to pay a lump sum. You could end up paying 4-10x medicare rate. However, starting about 5 years
39.
by uberduber 8y ago
They exist but many have actually gone out of business in the last few years, perhaps due to hospitals refusing negotiation. Most of mine were referrals from health insurance brokers. They're usually commission based so they only charg
40.
by uberduber 8y ago
Yes, though some of them already had a proclivity when they were young, it's gotten worse. Sometimes getting them a prepaid phone with limited minutes, like 100/month or 1000/year, manages to fix it because it stops them from
41.
by uberduber 8y ago
Yes, for certain older relatives who are vulnerable to phone scams. I think you should market it that way. I feel like if I just told some of my relatives about it without it being marketed, they would think I'm the one scamming them.
42.
by uberduber 8y ago
They even have eScribes from foreign countries through video chat. One of my doctors has one from the Phillipines which was familiar with his very uncommon EMR. The scribe company gave him an iPad to video chat.
43.
by uberduber 8y ago
If you go to retirement communities in the US you will notice way more carpeted bathrooms. They fall and it is much better to fall on carpet than a hard surface.
44.
by uberduber 8y ago
Name the first number AFTER you receive the offer, at that point they are salivating to have you. Not before, if you name your number before then you are generally just turning them off and giving them a reason to filter you out.
45.
by uberduber 8y ago
The beer thing happens at almost every job, it's just human nature. People also seem forget that it goes both ways. For example, we had a candidate come in. He had good technical and communication skills, he could get along. I had zero
46.
by uberduber 8y ago
I've always had high-deductible insurance and for many years I specifically had allergists write me prescriptions for generic Adrenaclick. I've been to Rite Aid, Walgreens, Target, and CVS and they always magically fill it with a
47.
by uberduber 8y ago
FODMAP is real, most of the people I know who are on the diet where it has helped have SIBO (small intestinal bacterial overgrowth). The problem is that SIBO can have a bunch of causes. Mostly what I hear is that they get the antibiotic and
48.
by uberduber 8y ago
Very interesting, I've spent a lot of time in various doctor's offices, and I've always noticed while getting allergy shots there are so many very thin people. Even the small children look skinny. Maybe only 10% of people loo
49.
by uberduber 8y ago
I’ve spent a bit of my life thinking about this as I come from a bit of an odd circumstance as my parents purposely raised me poor (despite having wealth), didn’t offer much support and made me struggle thinking it would make me very resili
50.
by uberduber 8y ago
Use the mobile app. Works beautifully and 99% of the time my order is there when I arrive. I've even used it after I arrived and there was a long line, they make it almost immediately. One time I showed up and it wasn't ready beca
51.
by uberduber 8y ago
You do need some administrators, like the receptionist, someone to manage the janitorial staff, etc. There's now something like 18 administrators for every doctor in a hospital. I think it was barely 5-6 years ago I was complaining b
52.
by uberduber 8y ago
Yep, the closest thing I've seen to a free market is the pet healthcare market in the US. I've met businessmen who got out of the human healthcare market into vet care because it was so much more profitable even though the prices
53.
by uberduber 8y ago
FYI, there's a loophole out of the penalty. Don't know anyone who's tried it, but if you get a disconnect notice from the utility you get three months I think, so just time your payments accordingly.
54.
by uberduber 9y ago
The vast majority of dollars spent in over-utilization has to do with our culture and is in the last 6 months of life. I wish we as a society could have a moral/ethical discussion about whether we should try every last treatment trying
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by uberduber 9y ago
Hire a medical bill auditing service, usually the initial consult is free. I don't know which hospital but they will certainly tell you if it's one that is unreasonable and refuses to negotiate.
56.
by uberduber 9y ago
US is the best country to have medical problems if you have money AND know how to be a good healthcare consumer. If you don't know how to be a good healthcare consumer, you can buy those services too!
57.
by uberduber 9y ago
Not the op, but I have done this on behalf of friends. Some with significant assets. Did you admit to having assets or significant income? If so, it might be very difficult to negotiate. Google for medical bill negotiation services or &quot
58.
by uberduber 9y ago
There are businesses that are medical bill negotiators and charge you a percentage of the bill. In general, they only negotiate hospital bills because they are the only bills large enough. I would say that the typical final negotiated rate
59.
by uberduber 9y ago
I think pharmacists would disagree with you about "skin in the game." People with high deductible plans or no insurance who are forced to pay large amounts of money for their drugs are more compliant. Those who get $500 drugs with
60.
by uberduber 9y ago
I've only used Waze Carpool as a rider and mostly on 60 min+ long trips, but most of the drivers I had were just tired of the long commute and looking for someone to entertain them. They were tired of audiobooks and podcasts. Even thou

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