tomblomfield

13 ms·

91.
by tomblomfield 12y ago
Since 2008 the UK, the Faster Payments Service[1] on infrastructure run by Vocalink[2] enable bank-to-bank payments that usually clear in a couple of seconds. This should work 24/7, depending on the sending and receiving bank. Many b
92.
by tomblomfield 12y ago
Congratulations to James & the team. I remember when you were powering RickyMartin.com !
93.
by tomblomfield 12y ago
This is awesome - I've been wanting this exact tool for the last 5 years on various projects. Over time, it would be good to have little bits of markup that allows you to highlight things like outstanding questions that need answering
94.
by tomblomfield 12y ago
From my experience - Ruby on Rails, some kind of Javascript framework (Ember, Backbone, Angular), Postgres & Redis as data stores, hosted on Heroku. As you scale to the point at which Heroku is expensive, move over to AWS.
95.
by tomblomfield 12y ago
To be clear - I'm arguing for frictionless payments, without the Visa or Mastercard tax. I'm separately arguing for a competitive credit market, freed from the banks. People are confusing the issue of multiple "virtualised cr
96.
Apple is propping up a fundamentally broken payments industry(tomblomfield.com)
49 points by tomblomfield 12y ago|52 comments
97.
by tomblomfield 12y ago
"Draining equity" seems like an inaccurate description, particularly for Airbnb. The equity value of a property isn't diminished long-term by its use as a short-term rental. Airbnb hosts impose significant negative externalit
98.
Do we understand our startup equity options?(medium.com)
1 points by tomblomfield 12y ago|0 comments
99.
by tomblomfield 12y ago
There's a button to "Add your city"
100.
by tomblomfield 12y ago
They may have a chance of becoming a useful communication platform, but at $10bn, there's not a huge amount of upside left. I'm struggling to see how the very substantial risk of not becoming that platform could have been priced
101.
by tomblomfield 12y ago
If you're in NYC, check out King's County distillery, just over the manhattan bridge in Brooklyn. The proprietor gives tours every Saturday. It's a really interesting little place
102.
by tomblomfield 12y ago
"One problem is not many tests. Tests aren’t needed because there’s a great community... If users find any problems with it they report the bugs that they’ve found." I'm often surprised at the paucity of test-coverage in rela
103.
by tomblomfield 12y ago
My limited experience with the taxi service in Charleston has been very poor - run-down vehicles, openly racist drivers and general reluctance to use the fare meters. Uber is the exact opposite each case.
104.
by tomblomfield 12y ago
I object much more to this phenomenon (drivers cancelling booked rides when surge pricing escalates) than the idea of surge pricing itself. I had 3 Uber drivers cancel on me in a row as a rain storm in New York got rapidly worse over the co
105.
by tomblomfield 12y ago
Yes - VC investment is a private market, but a market nonetheless.
106.
by tomblomfield 12y ago
Because Amazon (AWS), Heroku and Rackspace already give every YC company (and a lot of other startups) free hosting worth more than $100,000.
107.
by tomblomfield 12y ago
I'm not claiming to have invented these graphs - they've been around for a while! They featured pretty prominently in every investor pitch deck we wrote at GoCardless.
108.
by tomblomfield 12y ago
Whatever kind of company you run, dig below the top-line growth numbers. Look into churn and revenue by cohort. There are b2b companies with very high churn (Groupon's merchant acquisition is arguably an example) and those with very lo
109.
by tomblomfield 12y ago
Thanks for reading. It's a form of cohort analysis, and I've heard the graphs called "Cohort Revenue". It's pretty simple to construct - you can download the Excel file I used at http://www.filedropper.co
110.
by tomblomfield 12y ago
Not Groupon, I guess.
111.
Customer churn can kill your startup(tomblomfield.com)
108 points by tomblomfield 12y ago|29 comments
112.
by tomblomfield 12y ago
Sure, and that's addressed in the article - "3. SEO" - which you can scale.
113.
The Pitchforks Are Coming(politico.com)
8 points by tomblomfield 12y ago|0 comments
114.
by tomblomfield 12y ago
A few core concepts could probably use a little more clarity; - Real "Virality" is very different from "Word of Mouth", and implies that users bring others users to the product in the process of using it , to some great
115.
by tomblomfield 12y ago
Exactly - I look for articles with a high number of comments, and usually jump into the comments first.
116.
by tomblomfield 12y ago
Looks really cool. Why are your prices defaulting to Canadian dollars? I imagine it's pretty off-putting to the (much larger) US market just south of your border.
117.
Hinge Attracts $4.5M To Beat Tinder’s Endless Swiping(techcrunch.com)
3 points by tomblomfield 12y ago|0 comments
118.
by tomblomfield 12y ago
Early on in their life, Instacart couldn't convince grocery stories to give them access to product inventory lists or high-quality photos. So they found a cheap photography studio over a weekend, went to their local Trader Joe's t
119.
by tomblomfield 12y ago
Seems like another awesome initiative. I'm in awe of Stripe's continued ability to win developer mindshare. It must yield huge benefits for recruitment, retention & sales.
120.
by tomblomfield 12y ago
Uber is 30-40% cheaper than London cabs. Uber has rattled the cab-drivers so much that they're staging a protest next week to try to pressure cab regulators into blocking Uber's expansion. http://www.theguardian.com&#x2

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