thathndude

10 ms·

91.
by thathndude 4y ago
But they cant use automated means. That’s what allows them to blast out texts. Generally, there are two subcategories of TCPA claims: DNC (227(c)) and ATDS/prerecorded voice (227(b)). The latter claims are still available against polit
92.
by thathndude 4y ago
Lawyer here. I do this kind of work for a client. Good for this guy for taking the fight to the spammers. As we head into election season, a lot of us are going to get unsolicited text messages like this. You too can sue for them! Some of w
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by thathndude 4y ago
If the real concern was secrecy, there are protective orders and other techniques that could go pretty far to assure this (but nothing is impossible). I think the most reasonable inference is that they are outright trying to hide. And proba
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by thathndude 4y ago
That question is way above my pay grade. I’m not here to philosophize about the system I exist in. I’m a litigator. The system is defined. The law is defined. I just operate within it. Those types of questions/concerns are well address
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by thathndude 4y ago
Virtual credit cards work great for this purpose. Unfortunately, they are cumbersome, and very few financial institution support them these days.
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by thathndude 4y ago
Just posting it again: Going deeper the actually 75% comes is stated on this PDF which links (sources) from a company that sells... sells dispute charges services. https://pages.sift.com/rs/526-PCC-974/images/
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by thathndude 4y ago
It was actually two pairs of shoes by the time I paid for tax. But it was one style of shoes in two different sizes, intending to send back the other size. if it was some $10 trinket that I was excited to get from Amazon, I probably would h
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by thathndude 4y ago
Lol. Always nice to know we’re not idiots (or, at least, idiots together). I mean, seriously, “Ae.com”
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by thathndude 4y ago
Another random thought. Just wait till we are living in the crypto utopia, and your degree is an NFT. And you can’t use it until you pay it off.
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by thathndude 4y ago
Yeah. The dirty/ugly truth is that, economically, the real answer to this problem is not very pretty. Loans would be given out to people with demonstrated academic success, and with a pathway to a job with a proper income to support re
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by thathndude 4y ago
I mean, it sounds like you generally don’t agree with the bankruptcy system in our country then. And that’s a totally valid position. But I think that concern is somewhat irrelevant to the issue of student loans being treated different than
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by thathndude 4y ago
I never said it was the lenders fault. I’m just saying our bankruptcy system allows people to discharge debt. Whether you took on the debt responsibly or irresponsibly, we have a bankruptcy system that allows you to discharge that debt and
103.
by thathndude 4y ago
Well, that’s a really great point. I’m not trying to hijack this post with analysis about student loans. But you’re totally right. We are increasingly looking to relief from student loans, precisely because they have gotten so out of contro
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by thathndude 4y ago
Bit of an outlier, wouldn’t you say? In this case, the Congressperson is essentially doing a form of performative art, to make a point.
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by thathndude 4y ago
I really get into disputes. It’s an occupational hazard. So I was putting together a whole presentation with a video of AE.com loading, ICANN data, and the whole sink, to send to Amex. But, just as I am about to start the dispute process, I
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by thathndude 4y ago
The problem is that this area is so small that most people don’t bother with the niche. However I don’t wanna be completely unhelpful, so I would encourage anyone who’s looking to look for someone who has experience with “FCRA” cases. That’
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by thathndude 4y ago
I had this experience recently. Had a $1000 charge for “AE.com.” Go to AE.com and it’s American eagle. I didn’t spend $1,000 at AE. I was all ready to dispute, but then checked my Apple wallet, and I saw the charge at Allen Edmonds. Yeah Al
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by thathndude 4y ago
This is also a salient point. When these lenders know that they can lend out money, it will be back completely by the federal government, and it can’t be discharged in bankruptcy, they have very little incentive not to lend. That completely
109.
by thathndude 4y ago
Well I didn’t have 25 pages to give you the full thesis. I mean, there’s a lot wrong with student loans, including predatory lending in the first place. But one subset of story you hear about are people who are followed for their entire liv
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by thathndude 4y ago
Not at all. The whole thing was a canard. And it makes total sense. Filing for bankruptcy is no small thing. The narrative was something like “people will just file bankruptcy“ but you don’t “just“ file bankruptcy. You destroy your credit f
111.
by thathndude 4y ago
One thing that people need to be aware of, is that Visa does not get to set all of the rules for chargebacks and disputes. You have dispute/chargeback rights that are secured by federal law. They are not as comprehensive as Visa, but i
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by thathndude 4y ago
You are giving the businesses and other big actors way too much a benefit of the doubt. These large organizations will outright lie to win disputes. For example, I am an attorney who practices in the space, and I recently filed a dispute wi
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by thathndude 4y ago
I am a consumer protection attorney who does work advocating for individuals with credit card and debit card disputes. I’m pretty opposed to this change, even though it’s veiled in terms of fairness. The fact is, the banks and Visa are far
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by thathndude 4y ago
Agreed. To sound full of myself, I live in a historic house that’s simply much nicer than that. (Middle of nowhere Midwest) not expensive at all. I’m with you on the characterization. How bizarre.
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by thathndude 4y ago
Please post more of this. I need an angel on my shoulder whispering. I have a 16" with the Max chip, and yet . . .
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by thathndude 4y ago
I’m a lawyer, and I don’t get it. How hasn’t the FCC shut them down? I get it, they have an asterisk, and the asterisk makes clear that it’s not full self driving. But this feels to me like selling a product as boneless, including an asteri
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by thathndude 4y ago
Major hubris there. “Ok. We’re telling you what’s up; now play nice.” Roe was just a bad decision for so many reasons (not discussing the actual rule it created).
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by thathndude 4y ago
Interstate commerce clause. Our federal gov’t is no longer one of limited powers, in practice. Congress can justify damn near anything under that enumerated power. 80 years ago in Wickard the Court said Congress could regulate a Guy growing
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by thathndude 4y ago
This has always been my observation/thought as well. It’s “ no one ever got fired for picking IBM” all over again. Cute advertisement slogan, but it’s based on a true/real mentality, and a dangerous one at that (in terms of reachi
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by thathndude 4y ago
Agreed. OC is overstating it. It’s not that the anti K8s crowd is necessarily anti-containerization, it’s that containerization doesn’t necessarily require Something as complex as K8s. I’m invested in Cycle.io, which is a company that simpl

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