steveBK123

4 ms·

61.
by steveBK123 2mo ago
I do worry that at this point it's no longer just Apple's problem to solve. They need to figure out a way to take the rest of the industry with it. Maybe if their standards are high enough everyone else will look bad by comparis
62.
by steveBK123 2mo ago
It means that the vast majority of redemptions are a bad deal, but every program has gaps in their earn/burn charts that lead to good values. There is no one-size-fits-all answer. If you do not have time to look into it, plan trips 6-1
63.
by steveBK123 2mo ago
Credit card points/miles are an interesting topic, and I have found them to be kind of useful cyclically myself over last 20 years. They are a way for airlines to create value out of thin air with their own fiat currency. For the aver
64.
by steveBK123 2mo ago
The problem is the way the US credit/debit card systems are setup, there's not much of a discount/surcharge that would make me switch usage to debit. If my credit card number gets stolen, zero money ever leaves my account. I
65.
by steveBK123 2mo ago
Isn't it just tipping the hand at where the actual businesses are going to end up inevitably? The only B2C is going to be watered down ad-driven BS, and they will charge B2B via tokens. The $50/mo - $200/mo consumer LLM subsc
66.
by steveBK123 2mo ago
No there's a simple reasons actually: we have surrendered entirely to web based apps & the resulting ad bloat. You used to buy a computer, install an OS, buy apps and run them. Neither the OS nor the apps didn't suddenly degr
67.
by steveBK123 2mo ago
His negotiating methods, if one can call them that, are like "single use weapons" that are relationship burning rather than building. If you are doing 100s of one-off deals with counterparties you will never talk to again, and wh
68.
by steveBK123 2mo ago
We have fewer weapons to sell to Ukraine since we have expended a huge amount and are pulling a carrier out of Asia due to the debacle. I'm pretty sure Putin/Xi are happy to see us enter yet another Middle East quagmire.
69.
by steveBK123 2mo ago
Right it probably works in real estate if you aren’t dealing with the same trading partners often. It is a business where dirtbag behavior is the norm. May also explain why he stopped doing actual NYC RE dev and moved onto his licensing mo
70.
by steveBK123 2mo ago
> I just never understood why the secondary education system is set up to make smart and lazy people succeed without effort while the hardworking, but less gifted kids struggle. I think it's just as simple as its designed for the av
71.
by steveBK123 2mo ago
I had a similar experience in mediocre exurb HS. Was top 5% or whatever of my class without really studying or even handing in completed homework. Good friend in most of the same classes as me would often ask me for help on questions, but
72.
by steveBK123 2mo ago
I'd imagine the only people taking it are on either end of the curve - smart people who want a gold sticker, and not-smart people that need a sufficiently low IQ score to qualify for a government program.
73.
by steveBK123 2mo ago
Probably a lesson in all this for management-by-poorly-conceived-metrics dashboard enjoyers
74.
by steveBK123 2mo ago
> biggest one: COL. living close to work can easily double your COL for no real gain This is I think where hybrid (with weekly attendance) really makes more sense in theory than in practice, ending up as worst of both worlds depending. W
75.
by steveBK123 2mo ago
Yeah this is the primary disconnect because management is more extroverted and so they hated remote / don't see why some want it.
76.
by steveBK123 2mo ago
The cool ones? You ever see the old Joe Camel ads?
77.
by steveBK123 2mo ago
I'd imagine alcohol & tobacco as well as other things were in short supply / coming back to normal supply around the same time period
78.
by steveBK123 2mo ago
This is just LLM SEO then I think equally interesting is whatever Dario's wife was able to do in order to wipe her foot print from any search/chat results. I've worked for a number of small company billionaires who all have s
79.
by steveBK123 2mo ago
Maybe they are building a social credit score system
80.
by steveBK123 2mo ago
I think it's a free time by age thing? Would be interesting in your observations on the other side of this, but to me it seems related to those studies showing the trough of happiness is on average the mid-30s to mid-50s. Most studies
81.
by steveBK123 2mo ago
AI by xAI, a SpaceX subsidiary fka as Twitter, special collab with Cursor
82.
by steveBK123 2mo ago
> generational foresight His strategy was to trade on MNPI available to him via relationships that no larger fund/bank compliance department would sign off on, in a portfolio no fund/bank risk department would allow.
83.
by steveBK123 2mo ago
And modern technology / weak labor market has made this worse. I worked retail in high school in 90s and we basically had a weekly somewhat regular schedule. It was very rare to get sent home early. Now you hear about people being &q
84.
by steveBK123 2mo ago
shout out to succulent Chinese meals
85.
by steveBK123 2mo ago
It also feels like a K shaped economy thing. Everything not premium has to be optimized/automated/enshittified to hell. Fast food, in my lifetime, seems to have moved more to the lower end of the demographic spectrum in terms of
86.
by steveBK123 2mo ago
Yes its a multi-decade long-tail of thousands and thousands of use cases all used in different combinations by different users.
87.
by steveBK123 2mo ago
> completely disconnected for a week on an island in Belize I used to enjoy 18 hour flights to Asia pre-WiFi for true disconnection, plus time zone difference to US East Coast made the time spent on the ground there feel at least half di
88.
by steveBK123 2mo ago
I get it, same reason I enjoy gardening alone in general. Most of us spend our work time balancing 100 different things, putting out fires, bouncing between meetings, answering adhoc pings via calls/zooms/slacks, and struggling to
89.
by steveBK123 2mo ago
If we can get TikTok addled zoomers to discover frozen dinners as well and reduce their burrito taxi usage.. we may just slay the inflation beast finally.
90.
by steveBK123 2mo ago
If you are using acceptance rates as a proxy for difficulty of schools in a given year, you need to adjust by desirability of location and perceived seriousness of degree programs. And across time you have to adjust acceptance rates for the

More ›