spoonie

12 ms·

91.
by spoonie 9y ago
I try to limit my coffee to around 3 cups per day, or else it starts to affect my sleep. I drink, on average, 6 standard drinks per week (all beer). Usually after work and, in the last 3 three years, no more than 2 at once.
92.
by spoonie 9y ago
Council Tax is more like a property tax, it's roughly based on the value of your property. Not your property because you're a renter? Too bad, the property tax is charged directly to you, the occupant! ;) (Maybe it's more lik
93.
by spoonie 9y ago
How much is your monthly train pass? I had coworker in Watford beside the train station with an awesome 2 bed terraced house with a backyard for £1000/mo, but train tickets were upwards of £20/day.
94.
by spoonie 9y ago
Yup, his one-bed flat prices are overblown due to being very central. I moved from Waterloo, Canada to London in 2013. First I was in a shared 4 bed flat in Whitechapel for £580/mo all inclusive. Next I found a one bed in Deptford righ
95.
Tech and the Fake Market Tactic(medium.com)
1 points by spoonie 9y ago|0 comments
96.
by spoonie 9y ago
I wonder if this is because you can get around money laundering/financial control laws when buying a house for cash? Do the sellers have to check where your money is from when you buy a house?
97.
by spoonie 9y ago
Yeah what's probably best is some number closer to "monthly net after taxes, rent, insurance".
98.
by spoonie 10y ago
Beyond the cash, carriers reap something else from the cards: These deals remain lucrative in both good times and bad, as they are immune to economic cycles. That’s because of the addictive nature of miles, a dubious commodity that t
99.
by spoonie 10y ago
it's very likely to penalize high performers by redistributing their wealth to low performers Seems to me that the problem here is that company isn't able to convince the low performers that they are low performing. If t
100.
by spoonie 10y ago
I think people would freak out because many would forget to keep money aside to pay for taxes at the end of the year. If it were phased in or there was a large public education campaign to remind people to put money aside I bet there would
101.
by spoonie 10y ago
I suppose it comes down to who you trust more: your tax preparer to get as many deductions and credits as possible for you, or the government to give them to you.
102.
by spoonie 10y ago
How is easy filing for those who only earn income through employment any different from people who pay for tax prep every year? The people who pay for tax prep probably aren't thinking much about it either.
103.
by spoonie 10y ago
It's the same in Canada: different sales tax/VAT rates in different provinces on different goods. E.g. HST on clothes in Ontario but no tax at all on clothes in P.E.I. I think it does have a lot to do with the federal system. The
104.
By dismantling domestic privacy laws the US will lose control of the internet(theguardian.com)
18 points by spoonie 10y ago|0 comments
105.
by spoonie 10y ago
Check out Dasher, it's like a text inference engine where you zoom through a 2D space to select the letters, words, phrases you want. It's agnostic to input type, you can use it with a regular mouse, or eye-tracking, or a touchpad
106.
by spoonie 10y ago
Does this reflect poorly on the auditing industry? Kind of like with the ratings firms during the GFC. It seems that their poor practices have aided and abetted these frauds. Has their behaviour changed?
107.
by spoonie 10y ago
You can walk a half mile in 20 minutes, never mind biking. Why do people drive that short of distances in CA? Even if it's for groceries, bring a backpack and shop more frequently.
108.
by spoonie 10y ago
Don't forget the opportunity costs! Money sitting in a sock drawer is losing value to inflation. That's years of dividends and growth you could be missing while you try to time the market. If you are really conservative, try 60&#x
109.
by spoonie 10y ago
So if your time horizon is short buy bond index funds instead. The context of recommending index funds is almost always when saving for your retirement. Don't invest 100% in equities unless you're very young and can stomach the vo
110.
by spoonie 10y ago
If the house is also an investment, they can make money by buying rather than renting it. This is part of the problem with so much speculation and housing being treated as an investment: you earn potentially greater returns by buying a hous
111.
by spoonie 10y ago
Interesting that they don't mention Vancouver, who also implemented a vacant-housing tax last year.
112.
by spoonie 10y ago
Git-Annex may be of help for you to store and backup files.
113.
by spoonie 10y ago
Ledger (ledger-cli.org) is very flexible and powerful. It doesn't have a UI, though, which could be why it's not as popular.
114.
by spoonie 10y ago
Yup! You could also try asking your reviewers to write out some coding guidelines. You can refer to these as a checklist before putting your code up for review. Or if you are really adventurous, start making this document yourself as you ge
115.
by spoonie 10y ago
Knuth's Metafont book.
116.
by spoonie 10y ago
To be honest, as I get older: rural Northeastern Ontario where I grew up gets more appealing. Internet access and the good-tasting-beer scene has gotten much better. And these days anything I'd want to shop for I can get delivered. The
117.
by spoonie 10y ago
To build discipline and focus, try using a timer. Variations of this are called the pomodoro technique. Set a time for work and a time for play/breaks/distractions. One possibility is 45 minutes of working, 15 minutes off. Use the
118.
by spoonie 10y ago
Due to the tax treaty between Canada and the US you'll get tax credits in the US for Canadian taxes paid that would offset the US taxes in most cases.
119.
by spoonie 10y ago
What do you mean by H1-B like? Visa with immigration intent that lets you become a permanent resident if you stay long enough?
120.
by spoonie 10y ago
The carbon bubble in the form of the market cap of carbon-extraction industries. Though it is possible there are non-burning uses for petroleum that will sustain the industry in the medium-term future.

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