spoonie

10 ms·

31.
by spoonie 8y ago
Tell that to some investors in Toronto, I think they missed the memo. :P https://business.financialpost.com/personal-finance/mortgage...
32.
by spoonie 8y ago
Don’t give them an expectation, first ask what range they are offering. Otherwise give an outrageous number and say it’s negotiable. If they refuse to interview you because you gave too high of a number up front (before any kind of negotiat
33.
by spoonie 8y ago
It’s skewed towards startups but another good resource is angel.co Many of the job listings there for Toronto have salary info attached.
34.
by spoonie 8y ago
There is a pretty big range. Amazon, Uber, and Microsoft have or are opening offices here. And I’ve seen startups offering up to $140k/year for “senior” level developers. And there are many more that will offer $90k for the same experi
35.
by spoonie 8y ago
If you find your job really easy, what’s the best way to arbitrage it and get more value out of your brainwork? Do the same work in less time and gain more vacation/leisure time?
36.
by spoonie 8y ago
Minneapolis seems like they might be getting a start on the zoning issues, they’ve removed all single-family zoning from the city!
37.
by spoonie 8y ago
I think housing costs are a big part of this. Things are almost perfectly stacked in favour of current property owners: oppose any new housing development near you which keeps land prices and rents high, while those wanting to buy or rent c
38.
by spoonie 8y ago
I was making GBP 43,000 at a very small non-software company with about 4 years of experience during 2014-2016. I’d say you’re definitely underpaid at that rate. I considered myself to be paid below market at the time.
39.
by spoonie 8y ago
For books there is Graeber’s Debt: The First 5000 Years. And for a blog there is a series from someone in Belgium documenting how HFT companies were putting microwave transmitters on towers in order to shave miliseconds from trade order tim
40.
by spoonie 8y ago
$1000 from a part-time gig quasi startup, and $0 from a startup that got acquired.
41.
by spoonie 8y ago
https://www.destroyallsoftware.com/ Not as much discussion, but probably fits the bill for other parts.
42.
by spoonie 8y ago
I’ve found AngelList and the Who’s Hiring threads here on HN to be fairly accurate.
43.
by spoonie 8y ago
That’s risk vs reward though. You take the risk that prices will drop (and that you will have less flexibility to move) in exchange for the reward that prices will rise (and for a slightly more stable cost than renting, sometimes). You can’
44.
by spoonie 8y ago
Those are the people who are taking risk by investing in real estate. They don’t need bailouts.
45.
by spoonie 8y ago
Nortel was an actual fraud though, as well as collapsing as a company. Changing financial reporting rules could prevent another Nortel-style fraud.
46.
by spoonie 8y ago
And upzoning such that the cost of land per unit of hosing you can build is affordable.
47.
by spoonie 8y ago
I’m a Canadian who has filed taxes in Canada (file like the US, but it’s simpler), the UK (no filing necessary if you only have interest and employment income) and the US. One of the other complications with US taxes is that payroll systems
48.
by spoonie 9y ago
So let them stash it in a bank account or the stock market (both places where it will do more good for the economy). Houses and land are special and scarce, and shouldn’t be subject to the same rules as other financial assets.
49.
by spoonie 9y ago
How does KYC (know your customer) AML (anti-money laundering) law not apply here? Shouldn’t the REIT/employees of the REIT need to know who is paying them? I’m not suggesting that we do away with the REIT + corps structure, but just re
50.
by spoonie 9y ago
On the topic of insider trading, I’m not asking for legal advice but I’m curious to hear other people’s opinions about whether or not something is insider trading that you could expect to get charged for. Consider, for example, that you wor
51.
by spoonie 9y ago
Investing in the stock market over the long term is both simple and accessible to almost everyone.
52.
by spoonie 9y ago
If the lot your house sits on in rezoned to allow for taller buildings your property’s value will very likely go up. It is definitely less conveneient to have to move out of your house and wait for something bigger to be built.
53.
by spoonie 9y ago
Interesting! Do you have a source for that? I’d like to learn more. Is it really small towns, or just suburbs/exurbs/bedroom communities? Regardless, it’s a good reason to focus on making housing more affordable in cities (build m
54.
by spoonie 9y ago
When I was on-call I didn’t get any kind of bonus, but any significant amount of time spent working outside of work hours my boss let me take out of normal work time.
55.
by spoonie 9y ago
You can consider things like the cost of health care (usually moot as big companies in the US will pay for all of your insurance costs), and education for your kids. What’s the tuition difference between top tier schools in the US and Canad
56.
by spoonie 9y ago
Try looking at your receipt next time you go grocery shopping. Some things will have HST and others won’t! Now go to PEI and buy some kids’ clothes and look at your receipt. Next, go to a coffee shop and buy a cup of coffee... HST, then tur
57.
by spoonie 9y ago
Land Value Tax instead of property tax. Prop Tax discourages owners from improving their properties because then they’d owe more tax. Land value usually isn’t created nor destroyed by the owner, so it makes more sense to tax it.
58.
When a Tech Giant Plays Waterfront Developer(citylab.com)
1 points by spoonie 9y ago|0 comments
59.
by spoonie 9y ago
You usually can’t build wealth or increase the value of a single home much. The physical house depreciates, but the land it sits on increases in value due to factors outside of the owner’s control. You are right though, that it’s a tax-free
60.
London House Market Worst in UK with Price Drop in 2017(bloomberg.com)
3 points by spoonie 9y ago|0 comments

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