scubakid

37 ms·

451.
by scubakid 5y ago
The premium version has an automatic tax estimation feature which shows a breakdown of estimates for each year in the sim, but it is US-specific at the moment.
452.
by scubakid 5y ago
Thanks so much! And yeah I took a lot of that feedback to heart, and have been working hard to make improvements in many aspects and communicate more clearly about things like data storage and where calculations happen (i.e. client side). F
453.
by scubakid 5y ago
Good point. In addition to customizable income tax brackets, another idea I've been mulling over is a custom investment type with more controls to model a wider variety of investment vehicles. Perhaps I could add more templates as well
454.
by scubakid 5y ago
Do you think it would help if I make a "sandbox mode" where you can skip onboarding and plan creation and jump straight into a scenario pre-configured to model one of several selectable templates / personas? That's somet
455.
by scubakid 5y ago
Thanks for the thoughtful feedback. It's great to see that you tested out the probabilistic planning mode enough to identify ideas like this that would further enhance it. In fact, some of these things like being able to inject "s
456.
by scubakid 5y ago
Thanks Colin! Really appreciate the subscription :)
457.
by scubakid 5y ago
Extending the tool to accommodate planning for businesses sounds like an interesting prospect, though I'll be the first to admit I know less about the nuances there than in the personal finance domain. I'll take a note to do some
458.
by scubakid 5y ago
Thanks, I'll be interested to hear what you think of the new version. And if you have further ideas/suggestions to continue improving/generalizing things for international use cases, just let me know!
459.
by scubakid 5y ago
I had trouble finding a good FI planning and simulation tool that could model things in enough detail to finally ditch my spreadsheets... so I decided to build one: ProjectiFi https://projectifi.io/ A while back I posted a
460.
Show HN: I made a simulator for personal finance and financial independence(projectifi.io)
294 points by scubakid 5y ago|164 comments
461.
by scubakid 5y ago
Yeah, it's understandable for sure. Personally though, I find overcoming the technical obstacles and the general process of incrementally crafting a better and more perfect thing to be an addicting cycle.. perhaps reinforced by the fea
462.
by scubakid 5y ago
The trend of software engineers starting and not finishing their creative projects has always been interesting to me, as I tend to err in the opposite direction -- for most of my projects, I get this compulsion to carry them to the finish l
463.
by scubakid 5y ago
I think due to South Dakota v. Wayfair, states now have more power to define what constitutes "nexus"... so there are all these special rules and thresholds now to keep track of (different for every state) that define whether you
464.
by scubakid 5y ago
Last time I looked into this, it seemed to me like in the US you would need a separate license for each state you collect sales tax in (before collecting any tax)... and naturally, each state has a different licensing process, and some char
465.
by scubakid 5y ago
With this new Stripe solution, do you still have to register for licenses to collect tax everywhere and remit the sales tax to various US states and foreign governments? Unless I misunderstand, that still sounds prohibitively onerous for an
466.
by scubakid 5y ago
Exploiting protected fish stocks and ecosystems happens far too often with minimal consequences... and the knock-on effects of this trend are terrible for everyone. Would love to see someone do a full breakdown on courses of action here tha
467.
Florida Manatees Falling Prey to Plastics(usa.oceana.org)
2 points by scubakid 5y ago|0 comments
468.
by scubakid 5y ago
I don't know much about law, but I wonder what the ballpark out-of-pocket legal costs might look like for an individual going after a large corporation with an IP suit... i.e. how likely is it the corporation could win simply by draggi
469.
Big Bait Worm Knows It Has a Problem(theatlantic.com)
3 points by scubakid 5y ago|0 comments
470.
Squid Transmute Illumination into Intention(oceans.nautil.us)
2 points by scubakid 5y ago|0 comments
471.
It began as an AI-fueled dungeon game. Then it got much darker(arstechnica.com)
1 points by scubakid 5y ago|0 comments
472.
by scubakid 5y ago
Any thoughts on the best way to make this more obvious to new users? Just some copy on the front page saying you can test without an account? Or perhaps focus on the fact that there will be a "sandbox" where you can test everythin
473.
by scubakid 5y ago
Thanks for the suggestion! I could certainly show debt as negative, similar to that stacked column chart. Do you think that would be more intuitive? Or would people get confused and think they have "negative debt" or something?
474.
by scubakid 5y ago
Is that still the case? I have not been aware of a hosting outage...
475.
by scubakid 5y ago
Hmm I'll have to think about what can be done to make it more clear to users that things like mortgages are modeled as part of one "financed asset". Maybe some better cues can be added in the onboarding process..
476.
by scubakid 5y ago
Haha you're probably not wrong. Still, it's a tool I felt I needed for my own life planning purposes; and if others happen to enjoy it too, that's a nice bonus.
477.
by scubakid 5y ago
Good point, and thanks for the comment! I agree having a married filing jointly mode would be helpful. If time allows, I hope to implement something for that in the near future.
478.
by scubakid 5y ago
Yikes, I haven't seen that behavior before but would be happy to help troubleshoot if you'd like to send a message to projectifi.io@gmail.com
479.
by scubakid 5y ago
Good point! I'll make sure to add a feature and price breakdown accessible from the main page.
480.
by scubakid 5y ago
Thanks for the input! Within financial goals, if you're looking to max out your 401k, you could always put in a high percentage and it should stop contributions within the sim if it reaches the IRS limit. But you do have a great point

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