sandoooo

8 ms·

31.
by sandoooo 6y ago
The interesting part of the story is that the people with $700k mortgages - I'd hesitate to call this class 'the wealthy', more like the 'above-average middle class' - are getting hit with a double-whammy: their wag
32.
by sandoooo 6y ago
The fundamental difference is in incentives. If your incentive is to generate profits, you don't want to lend to the high-risk needy because you'll lose money. If your incentive is to provide another form of social security, you
33.
by sandoooo 7y ago
Ah, I see what you're saying. This suggests a wide availability of alternative, reasonable-risk passive investments with 15% yield, which seems unusually high. What is this investment, usually? Stock buybacks?
34.
by sandoooo 7y ago
Addendum: y'all like to list the one or two items that have sentimental value, but have you considered the vast graveyard of junk that you've left behind that has zero value to you sentimental or otherwise? Your hoard of long-term
35.
by sandoooo 7y ago
why 15%? It seems to me that it would trend towards 100%, maybe a bit less to account for risk averseness. Not saying you're wrong, but it is counterintuitive.
36.
by sandoooo 7y ago
I think the chance of you wearing the latter for more than three years before it's lost or you're bored of it or it's forgotten in a drawer somewhere is pretty low. Longevity is overrated. People don't want to wear the
37.
by sandoooo 7y ago
Legibility is a bell curve. The author could have stopped earlier, sure, but at the cost of reaching a smaller fraction of the audience. Words are cheap. No trees were harmed. No need to be stingy.
38.
by sandoooo 7y ago
The thing about second-order thinking is that once you recognize it, you start seeing the lack of it everywhere. And, congratulations, you're now struck by the urge to fix it somehow. This sucks, by the way. You'd probably be ha
39.
by sandoooo 7y ago
clickbait title. Proposed new title: "Coronavirus: British government makes contingency plan in case one fifth of UK workers 'off sick at same time' "
40.
by sandoooo 7y ago
Perhaps some sort of code-camp.
41.
by sandoooo 7y ago
You know what would quickly increase happiness and quality of life for a whole bunch of people? If you would just donate your entire life savings to charity tomorrow. Your not doing that is clearly detrimental to all those people you woul
42.
by sandoooo 7y ago
It's an update on their incredible journey.
43.
by sandoooo 7y ago
It depends. The difference vs traditional engineering software is in how much deviation from reality there is, and how much you can tolerate. Both of these depends on what exactly you're simulating and what sort of results you'r
44.
by sandoooo 7y ago
It's a widely-used and widely-studied method, so the popular implementations are pretty optimized and the toolkits extensive. Unless you have some fundamental insight/optimization specific to your problem, I don't think it&#
45.
by sandoooo 7y ago
1. You're proposing a linear increase in taxes to solve the problem of exponential growth of entitlements. Eventually you'll run out of GDP. 2. Doctors don't come out of assembly lines. Professionally trained medical staff
46.
by sandoooo 7y ago
It is also the period in which deliveries out of China and Chinese-influenced countries slow down to a crawl. Basically everybody's gone home and nothing gets done for a while. Pretty obvious if you use ebay for a while. If the US ev
47.
by sandoooo 7y ago
Building slack into the supply chain would be a very inefficient way to stockpile for emergencies, compared to actually stockpiling for emergencies. As you've said, it would make no sense in the case of the iPhone. The McKinseys of
48.
by sandoooo 7y ago
Much of it could be part of strategies. It's meaningless without knowing the overall positions. The only way to actually do this would be for some pundits/funds to come out and say they have built a massive short position on the
49.
by sandoooo 7y ago
sure, but how much of it are actual shorts and how much of it is just hedging against long positions? it is a meaningless metric unless it's lopsidedly in favor of puts, which it isn't.
50.
by sandoooo 7y ago
The problem is that defunding Medicare / SocialSec on a large scale is effectively defaulting on government's debt obligations and has the same effects as defaulting on treasuries. Defense will probably go first, since it's
51.
by sandoooo 7y ago
I'm suspicious of statements like this because there never seems to be any money placed where all the talk is. There were lots of people saying the same thing a couple of years back, too. They seem to still be around and haven't
52.
by sandoooo 7y ago
You can print an unknown but finite amount of money before hyperinflation sets in. It's not actually free money, just another finite resource that can be drawn - the credibility of the US government's promise to pay. And like eve
53.
by sandoooo 7y ago
For pure mp3 playing, foobar2000 is like winamp except still getting updated, with less ugly (more OS-conforming) UI. For even more simplicity, there's no reason you should need a separate app for mp3s and movies, and mpc-hc is the be
54.
by sandoooo 7y ago
>In one case, a technology company looking for a partnership with Huawei sent over a presentation deck with confidential information about its business in order to generate commercial interest with Huawei. From the indictment: > Im
55.
by sandoooo 7y ago
Why is there no multilevel parking? All that space can't be cheap. Is there zoning laws against it?
56.
by sandoooo 7y ago
Dropbox?
57.
by sandoooo 7y ago
It is more accurate to say that the US government has mandated law-enforcement backdoors that means any telecom equipment provider has covert access, Chinese or otherwise. And now that this is the case they would really rather that you sto
58.
by sandoooo 7y ago
Well, we might in 2000 years.
59.
by sandoooo 7y ago
Knowing the culture and relative status dynamics would have helped. Undergrads are lower than the worms beneath your feet as faculty, and shouldn't be invited to faculty gatherings lest they drool on the carpet. By not figuring out wh
60.
by sandoooo 7y ago
I don't think it counts if it can't actually edit text, i.e. open and save at minimum.

More ›